nowadays, the customer's credit assessment is one of most important challenges for managers in decision making. especially in the current situation which the number scam has increased and outstanding claims of business company is increasing. on the other hand decision making about customers and their credit is based on expert judgment and also the customer information is often uncertain, a...

The most exchange volume in a country will be obtained through bank system whose correct function will have a determinant role in improving economic activities. Nowadays, the customer’s rating and accreditation subject has been considered more than before by the banks due to increase the volume of overdue claims and banks’ past over dues. One of the most important tools for controlling the bank...

This paper has investigated a possible relationship between credit market structure and bank development in Iran and selected developing countries, using a panel regression analysis. Accordingly, the bank development index is proxied by the allocated credits to private sector, while a dummy variable has been defined as a proxy for credit market. To estimate the regressions, we have used data of...

The credit system is not perfect in E-commerce; lead to a lot of credit risk in E-commerce transaction, the rapid development of electronic commerce was been restrained. Application of system dynamics theory and the computer simulation, it has carried on the modeling of electronic commerce credit system composition, forming factors and the relationship. It carries on the quantitative analysis o...

In practice, the supplier often offers the retailers a trade credit period M and the retailer in turn provides a trade credit period N to her/his customer to stimulate sales and reduce inventory. From the retailer’s perspective, granting trade credit not only increases sales and revenue but also increases opportunity cost (i.e., the capital opportunity loss during credit period) and defau...

interest free banking law at 1363 was implemented in the banking system in iran. one of the main goals of this law was eliminating usury from monetary system, and utilization from non-usury credit impact on economic growth through preferring money contribution in the capital. this paper uses data from years 1363 to 1386 and implementing herfindahl-hirschman index, evaluated and ranked concentra...

Electronic commerce depends on credit system much more than traditional commerce. Credit problem becomes the bottleneck in the development of electronic commerce. Since it is the research basis and object for wholly credit evaluation, how to design the Indexing system of enterprise credit evaluation in B2B is very important. The paper tries to establish the Indexing system with consideration th...