نتایج جستجو برای: lost and insurers
تعداد نتایج: 16831763 فیلتر نتایج به سال:
nowadays enhancing critical thinking in learners is considered one of the foreign language teachers’ tasks due to its high position in foreign language classrooms. when it comes to selecting materials for language classrooms, there are obviously some criteria that teachers should apply. the present study aimed at a critical thinking based analysis of ten picture story books and ten folktales th...
Health insurance companies regularly exclude certain hospitals from the network of hospitals their enrollees may visit. Many healthcare insiders argue that one reason insurance companies exclude hospitals is because exclusion provides leverage in contract negotiations with hospitals. This paper formalizes and explores the implications of that story. Data from the Affordable Care Act exchanges i...
Awards for pain and suffering and other non-economic losses account for over half of all damages awarded under third-party auto insurance bodily injury settlements. This paper hypothesizes that insurers use general damage awards to reduce the incentive to submit exaggerated claims for specific damages for injuries and lost wages. Consistent with this hypothesis, the paper finds evidence using d...
the purpose of this two-phase, sequential mixed methods study was to find out whether there were any decencies between male and female ma students’ theses regarding the common features of academic writing such as syntactic complexity, means of integrating cited information, and organizing arguments. i chose 10 male written theses and 15 female written theses in tefl and linguistics. in the firs...
the main challenge for any insurer/reinsurer has proved to be underwriting major refinery/petrochemical risk. insurers have already considered process risk management measures while accepting and evaluating the risks all over the world. erstwhile petrochemical tariff was adopting experiencing methodology as basis for premium calculation in iran. in the present de-tariff scenario decisions will ...
The Affordable Care Act's medical loss ratio (MLR) regulation requires insurers to spend 80 percent or 85 percent of premiums on medical claims and quality improvements. In 2011, insurers falling below this minimum paid more than $1 billion in rebates. This brief examines how insurers spend their premium dollars--particularly their investment in quality improvement activities--focusing on diffe...
We develop a uni ed equilibrium model of competitive insurance markets that incorporates the demand and supply of insurance as well as insurers' asset and liability risks. Insurers' assets may be exposed to both idiosyncratic and systemic shocks. We obtain new insights into the relationship between insurance premia and insurers' internal capital that potentially reconcile the con icting predict...
Estimating spending for prescription drugs has become increasingly difficult over the past 15 years as extensive changes have taken place within the retail prescription drug industry. Expenditures for prescription drugs in retail outlets grew rapidly during the 1980s and early 1990s. New retail outlets emerged and existing sites lost market share. New mechanisms for reimbursing drug purchases l...
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