Structured settlement underwriting is the underwriting of medically impaired lives for the purchase of an annuity to fund the settlement. Other than risk assessment, structured settlement (SS) underwriting has little in common with traditional life insurance underwriting. Most noteworthy of these differences is the relative lack of actuarial data on which to base decisions about mortality and t...

Previous comparative analyses of gross and net settlement have focused on the credit risk of the central counterparty in net settlement arrangements, and on the incentives for participants to alter the risk of the portfolio under net settlement. By modeling the trading economy that generates the demand for payment services, we are able to show some largely unexplored advantages of net settlemen...

As nuclear families have become increasingly less stable over the past quarter century, married couples have been faced with the difficult task of negotiating the terms by which marriage is ended. For parents, divorce involves questions revolving around the care and sustenance of children. In this paper we investigate whether observed divorce settlements indicate that parents make trade-offs in...

The Boston Model describes a successful rodent management plan that succeeded in a first-world city in the USA. In third-world cities, which often contain informal shack settlements, it is debatable whether the Boston Model would apply. In Durban, a major harbor city of three million people on the east coast of South Africa, we investigated the sanitary risks due to rodents in both formal (resi...

Deformasi vertikal bendungan merupakan salah satu parameter yang penting untuk dievaluasi baik pada periode konstruksi maupun paska konstruksi. Perilaku deformasi abnormal dapat mengakibatkan berbagai permasalahan mengancam keamanan bendungan. Evaluasi menjadi sangat dilakukan terutama Bendungan Sermo telah mengalami pembebanan selama lebih dari 25 tahun sehingga diketahui perilakunya. Identifi...

BACKGROUND In equine dentistry periodontal diseases, especially periapical inflammation, are frequently occurring problems. Anachoresis is believed to be the most common cause for the development of such disorders. Nevertheless, there is still no substantiated explanation why settlement of pathogen microorganisms occurs in equine periodontal tissues. It is expected that excessive strains and st...