Automated investment managers, or robo-advisors, have emerged as an alternative to traditional financial advisors. The viability of robo-advisors crucially depends on their ability offer personalized advice. We introduce a novel framework in which robo-advisor interacts with client solve adaptive mean-variance portfolio optimization problem. risk-return tradeoff adapts the client’s risk profile...

doctors and clients sometimes experience interactive clashes during hospital meetings in south-western nigerian hospitals because of their divergent culture-constrained orientation to politeness cues. the goal of this paper is to unpack the discursive elements that characterize interactive confluence and divergence in selected consultative encounters in the hospitals. the findings indicate that...

Background Clients' needs and their satisfaction are priority issues in studying quality in reproductive health services. However, only 24-37% of Ethiopian women were informed about the available family planning methods and their utilization. High national total fertility rate (4.8) and low contraceptive prevalence rate (29%) might be attributed to these and other reasons. This study assessed t...