The study examines the economic consequences of regulated disclosure in the banking sector, focusing on its impacts on the stability of banking systems. In a cross-country study of banking systems across 49 countries in the 90s, I find that banking crises are less likely in countries with greater regulated disclosure and transparency. Specifically, banking systems are less vulnerable to crisis ...

Internet banking or e-banking systems are one of best examples of innovative technologies that have a great potential to create a win-win scenario for both customers and businesses. However, such potential can only be realized when there is sufficient spread of the technology among banking customers which then creates better economic feasibility for financial institutions. Therefore, understand...

There is no doubt that the systems’ integration is one of the most important and complicated tasks in software filed especially for complex applications like banking systems. Complexity in integrating banking systems often comes from continues changes in both technical and business features provided by them to meet customer needs. Banking systems always come from different software vendors whic...

Over the last three decades the role of banking in the process of financial intermediation has been undergoing a profound transformation, owing to changes in the global financial system. India’s banking system has seen some major financial innovations in the past decade as well as steps to promote financial inclusion, schemes that aim to take banking services to yet-to-be-banked areas. The vari...

Although millions of dollars have been spend on building mobile banking systems, report on mobile banking systems has shown that potential users may not use the systems in spite of their availability. There is a need for research to identify the factors that determine users’ acceptance of mobile banking. According to the technology acceptance model (TAM), perceived ease of use and perceived use...

Cross-border banking has long been an important part of the trend towards increased globalization and financial integration. In terms of this paper, cross-border banking refers to both cross-border capital flows as well crossborder entry in banking. Cross-border capital flows have been for long important drivers of financial integration. Particularly in the form of crossborder entry, cross-bord...

one of the strong points of islamic banking, compared to conventional banking system, is the bank's sharing of both profits and losses of  funded activities in the framework of collaborative agreements. the proper implementation of partnership facilities requires respecting religious as well as financial and economic codes. as shown by the evidence, the objections made against the activiti...

Nowadays, advances in information and communication technologies, has provided an opportunity for banks to provide their electronic services to their customers in remote areas. This technological innovation by E–banking systems has brought about many benefits to customers while it has been accompanied by a number of risks including the operational ones. This risks need to be identified and mana...

In this paper the development of collaborative systems is presented, their life cycle, and iterative processes taking place in collaborative banking systems. There is described the audit of collaborative banking systems and source code comparative analysis. The goal of the source code analysis is to find the appropriate programming language for developing collaborative systems.