CHALLENGES TO AGRICULTURE FINANCING IN MALI By Kadidia Konare In Mali, like in many Sub-Saharan countries, inadequate access to credit has remained a central concern for farmers and a key constraint to the modernization and diversification of their activities. The commercial banks’ limited participation in agricultural financing and the hard terms and conditions for obtaining individual loans h...

one of the present phenomena that virtually explain weaknesses in financial systems of different countries is financial repression. financial repression encompasses the different interferences of governments in financial markets through determining the ceiling interest on bank deposits, high rates of legal reserves, and the government’s interference in distribution of bank credits,which prevent...

In order to solve the problem of insufficient capital adequacy, haphazard internal control, the lower international competitiveness and others, the domestic commercial banks have introduced strategic investors. In order to study whether efficiency of introducing the strategic investors is improved, this paper carries out panel data regression analysis, using data of such banks as: the China Con...

The primary objective of this research is to examine the contributions of co-operatives on rural household agricultural productivity. Multistage sampling was employed in the random selection of 120 co-operators and non-cooperators respectively. But only 115 co-operators and non-cooperators were utilized for the study. The active mean age of 42 years and married female rural households with seco...

s/full/28.pdf). Ayalew, W., van Dorland, A. & Rowlands, J. 2004. Design, execution and analysis of the livestock breed survey in Oromia Regional State, Ethiopia. Addis Ababa and Nairobi. OADB (Oromia Agricultural Development Bureau) and ILRI (International Livestock Research Institute). DAGRIS. 2004. Domestic Animal Genetic Resources Information System (DAGRIS). J.E.O. Rege, W. Ayalew & E. Geta...

The ever-changing economic environment is forcing banks to re-evaluate the way loan decisions are made. Several agricultural loan evaluation systems are operational, however, they are not ‘true’ expert systems. While they have all focused on analysing the borrower’s financial position given the current market and economic conditions, most have not taken into account qualitative factors such as ...