The rhythmic creaking of the rocking chair broke silence moment. chair's weathered features matched those old man quietly. size seemed mammoth for his emaciated frame, wasted away by age. Rocking in was favorite pastime, sitting on shaded front porch family farmhouse, surrounded prairie grassland stippled with wildflower pastels. He barely noticed silhouette town wooded horizon, its church and ...

I n this article I review some recent trends in the evolution of U.S. commercial banks. The banking industry has experienced a series of significant transformations in the last two or three decades. Among the most important of them is the change in the type of organizations that dominate the landscape. Since the eighties, banks have increased the scope and scale of their activities, and several...