Using a property-level data set of houses in Los Angeles County, I estimate that 30% of the recent surge in mortgage defaults is attributable to early home-buyers who would not have defaulted had they not borrowed against the rising value of their homes during the boom. I develop and estimate a structural model capable of explaining the patterns of both equity extraction and default observed am...

To the Editor: In recent months an increasing number of patients have been referred to us by doctors from outside with a standard note: ' breathlessness ... tiredness anaemia (4 8 g/IOO mJ) blood transfusion given .. Hb now 12 g/IOO ml please see and treat'. Many of these patients have required urgent blood-leiting and dialysis for iatrogenic pulmonary oedema and renal failure. Few doctors real...

Subasinghe W, Syed I, Kowluru A. Phagocyte-like NADPH oxidase promotes cytokine-induced mitochondrial dysfunction in pancreatic -cells: evidence for regulation by Rac1. Am J Physiol Regul Integr Comp Physiol 300: R12–R20, 2011. First published October 13, 2010; doi:10.1152/ajpregu.00421.2010.—Reactive oxygen species (ROS) are important mediators of cellular signal transduction cascades such as ...

This study was conducted to determine the effect of computer-based programmed instructional strategy (CBPIS) on tertiary institutions students’ achievement in Nigeria with intention proffering solution evident need improve low achievements. Poor is one problems facing educationists which hindered them appropriate implementation their educational missions. It has been seen various researches tha...

Background Non-specific chronic low back pain (NSCLBP) is one of the most common musculoskeletal disorders globally, as approximately 10-40% individuals experience it [1] . Chronic characterized when persists more than 12 weeks, and non-specific causes are unknown origin [2] People with NSCLBP present weakness multifidus, transversus abdominis, internal oblique gluteus maximus muscles difficult...

Introduction Using both iodinated X-ray contrast and gadolinium (Gd) based MR contrast agents is helpful when performing MR arthrography. Joint visualization is enhanced if fluoroscopy is used for needle placement and a CT exam can be performed without an additional needle stick if the MR arthrogram is unsuccessful. However, the presence of iodinated contrast alters the relaxivity of gadolinium...