Phishing risk is a growing area of concern for corporations, governments, and individuals. Given the evidence that users vary widely in their vulnerability to phishing attacks, we demonstrate an approach for assessing the benefits and costs of interventions that target the most vulnerable users. Our approach uses Monte Carlo simulation to (1) identify which users were most vulnerable, in signal...

Phishing attacks exploit users’ inability to distinguish legitimate websites from fake ones. Strategies for combating phishing include the prevention and detection of phishing scams, tools to help users identify phishing websites, and training users not to fall for phish. While a great deal of effort has been devoted to the first two approaches, less research has been done in the area of traini...

We describe ethical and procedural aspects of setting up and conducting phishing experiments, drawing on experience gained from being involved in the design and execution of a sequence of phishing experiments (second author), and from being involved in the review of such experiments at the Institutional Review Board (IRB) level (first author). We describe the roles of consent, deception, debrie...

This paper presents the results of a study performed over phishing threats and vulnerabilities present in nowadays authentication environments. The main goal of this paper is to present our solution, the anti-phishing model which can be applied to any web environment, and not just to e-banking or the financial sector, without limitations nor additional requirements. We start presenting a brief ...

Phishing has become a substantial threat for internet users and a major cause of financial losses. In these attacks the cybercriminals carry out user credential information and users can fall victim. The current solution against phishing attacks are not sufficient to detect and work against novel phishes. This paper presents a systematic review of the previous and current research waves done on...

Over 29,000 phishing emails are reported each month on average to the AntiPhishing Working Group. If we consider that at least 5% of these emails achieve their target, at least 1,450 distinct email users a month are caught in the phisher’s net. This study attempts to understand the basic deception techniques utilized by phishers when creating the phishing emails. Exploratory content and linguis...

This paper examines the cues that typically differentiate phishing emails from genuine emails. The research is conducted in two stages. In the first stage, we identify the cues that actually differentiate between phishing and genuine emails. These are the consistency and personalisation of the message, the perceived legitimacy of links and sender, and the presence of spelling or grammatical irr...

Phishing scheme is a new emerged security issue of E-Commerce Crime in globalization. In this paper, the legal scaffold of Malaysia, United States and United Kingdom are analyzed and followed by discussion on critical issues that rose due to phishing activities. The result revealed that inadequacy of current legal framework is the main challenge to govern this epidemic. However, lack of awarene...

Phishing is a fraudulent form of email that solicits personal or financial information from the recipient, such as a password, username, or social security or bank account number. The scammer may use the illicitly obtained information to steal the victim's money or identity or sell the information to another party. The direct costs of phishing on consumers are exceptionally high and have risen ...