This study examines profitability as a mediating variable to explore variables that affect the capital buffer in commercial banks. The research population is conventional banks operating Indonesia, with an observation period of 2017–2020. A purposive sampling method was used, during which 90 observations were found. Data analysis used multiple regression and Sobel test for role profitability. r...

The purpose of this study was to determine and analyze the effect third party funds, capital adequacy ratio, non-performing loans, interest rates, BOPO ROA on credit distribution commercial banks listed Indonesia Stock Exchange. population is 43 Exchange for 2017-2020 period. research sample 21 Commercial Banks In study, techniques used in data collection are documentation methods literature me...

A study on the prepayment behavior of Hong Kong mortgage loans is conducted. With all of the loans as adjustable-rate mortgages (ARMs), we nd that 1) Pre-payment speeds up and then slows down as the mortgage seasons; 2) Prepayment speeds up as the rate markup decreases; 3) Prepayment speeds up as the interest rate increases; 4) Prepayment speeds up when the prootability ratio of the banks (the ...

The main purpose of this study is to empirically analyse key internal factors influencing loan risk management Kosovo’s commercial banks. This research adopts parametric statistics and employs a multilinear regression model. data used for the analysis covers 7 banks 12 years from 2008 2019. dependent variable credit measured by dividing total debt assets. independent variables are size bank, ra...

The research aims to examine the impact of credit risk evaluation on financial performance American and European commercial banks during period 2017-2021. A set 37 were selected represent entire banking industry those two continents. To measure this relationship, mathematical models created. Research has revealed that influences as represented by ROE ROA. study also concludes indicators analyze...

The purpose of this study is to analyze the health level at RDB Bali by using Risk Based Bank Rating (RBBR) method. RBBR method includes Profile, Good Corporate Governance, Earnings, and Capital (RGEC). A quantitative descriptive approach was used analyze. variables in are Profile ratio Non Performing Loans (NPL) Loan Deposit Ratio (LDR), Governance (GCG) uses composite value GCG, Earnings Retu...

Banking is a financial sector institution that has very important role in the system Indonesia. As an intermediation institution, banks must have good performance, because by having performance will be easier to gain trust of customers. This study aims determine how effect Non Performing Loan and Deposit Ratio on Return Assets. research was conducted banking companies listed Indonesia Stock Exc...