This study aims to analyze the feasibility of disbursing consumptive credit and productive conventional banks ROA (Return On Assets) before after covid-19 pandemic. The population used in this is Conventional Commercial Banks listed on Indonesia Stock Exchange for period 2017 2020. analytical methods are Descriptive Statistical Analysis Independent Sample T-Test. From results research conducted...

Abstract: This paper investigates whether various components of wealth affect real consumption asymmetrically through a threshold adjustment model. The empirical findings for the U.S. show that only stock market assets, financial assets including stock market assets, and household net assets exert a practical wealth effect on consumption expenditure. By contrast, financial assets excluding stoc...

The purpose of this study was to determine the effect Non-Performing Loans (NPL), Loan Deposit Ratio (LDR), and Net Interest Margin (NIM) on Return On Assets (ROA) either partially or simultaneously in banking companies listed Indonesia Stock Exchange. . This uses a quantitative approach with secondary data form (ROA). Determination sample using purposive sampling technique 3 criteria order obt...

Today, in the field of energy, main goal is to reduce emissions with aim maintaining a clean environment. To energy consumption from fossil fuels, new tools for micro-grids have been proposed. In context multi-vector management systems, present work proposes an optimal scheduler based on genetic algorithms manage flexible assets system, such as storage and manageable demand. This tool applied c...

IntroductIon An important endeavor within the field of knowledge management (KM) is to better understand the nature of knowledge organizations. These are variously called knowledge-based organizations, knowledge-centric organizations, knowledge-intensive organizations, knowledge-oriented organizations, and so forth. One approach to doing so is to study the characteristics of specific organizati...

Tangible assets, many of which can be easily collateralized, support debt. Accordingly, the amount of tangible assets is well-established as a principal driver of leverage. As investing is shifting more and more from tangible to intangible assets, it becomes crucial to understand to what extent intangible assets support debt. Analyzing this question empirically has been largely unfeasible due t...

This paper examines the profitability and consistency of the second leading export oriented industry of Bangladesh. The secondary data of the five leading companies namely, Fu-Wang, Monno, Shinepukur, Standard and RAK Ceramics are collected from the annual reports of 2006-2012 from their websites. The collected data are processed and analyzed by SPSS 19 to make interpretations by ANOVA outputs....