We use a payment pattern of the type {1k,2k,3k,…} to generalize standard level and increasing annuity polynomial patterns. derive explicit formulas for present value an n-year annuity, m-monthly continuous annuity. also idea extend annuities patterns derived from analytic functions, as well {1r,2r,3r,…}, with r being arbitrary real number. In process, we develop possible approximations k! gamma...