This paper provides a new rationalization for deposit insurance and systemic disintermediations. I consider an environment in which borrowers face no penalty for failing to repay obligations except the loss of their collateral. I assume that this collateral has aggregate risk. For a subset of the exogenous parameters, I demonstrate that an optimal arrangement features deposit insurance. For a s...

Using a database from post-communist, pre-deposit-insurance Russia, we demonstrate the presence of quantity-based sanctioning of weaker banks by both firms and households, particularly after the financial crisis of 1998. Evidence for the standard form of price discipline, however, is notably weak. Estimating the deposit supply function, we show that, particularly for poorly capitalized banks, i...

Magnesite deposits in the Central Western Carpathians belong among the biggest deposits in the Europe. Their today’s structure is mainly the result of the Alpine orogenesis. During this period several deformation stages were active, which deformed the deposit body. This resulted in today’s complicated structure of the deposit. The genesis of deposit is still ambiguous; however, the importance o...

The e-Deposit is a deposit that can be managed in electronic form. The concept of a fund accessible for different financial transactions makes the e-Deposit appropriate for use at universities. The application is implemented in three-tier architecture. Because of the extensive exchange of financial data over the internet, the data integrity is secured. The business and data access tier are impl...

There is an increased sophistication in the provision of financial services by UK financial mutuals. This paper presents evidence of a more complex process of price setting by these firms. From a theoretical model of the determination of deposit rates, the rate setting behaviour of firms is estimated empirically. Controlling for different service provision and firm characteristics heterogeneous...

background: metastatic prostate cancer is one of the most important cancers among men worldwide. androgen ablation therapy can be used in treatment of these patients; however, most will progress to metastatic hormone-refractory prostate cancer. in this regard, docetaxel has been approved to treat metastatic hormone-refractory prostate cancer in the united states. in this study, we aimed to inve...

PURPOSE To test whether employer matching of employees' monetary contributions increases employees' (1) participation in deposit contracts to promote weight loss and (2) weight loss. DESIGN A 36-week randomized trial. SETTING Large employer in the northeast United States. PARTICIPANTS One hundred thirty-two obese employees. INTERVENTIONS Over 24 weeks, participants were asked to lose 24...

The Baiyanghe uranium deposit is a currently important medium-sized deposit in the Xuemisitan area, Xinjiang. The hydrothermal alteration in this deposit is closely related to the uranium mineralization of the deposit. In this study, hyperspectral data are collected from drill cores in the Baiyanghe uranium deposit using a FieldSpec4 visible-shortwave infrared spectrometer to study the hydrothe...