In the banking sector, where deposits have critical importance, with collected funds being primary factor in competition between banks, within its internal evaluation, it is seen that branches of same bank a determining factor. The interest / dividends rate has been provided by banks to make fund collecting attractive, first place making selection. situation applies for funding credit transacti...

Beginning in 1959, Federal Reserve member banks were allowed to use both vault cash and deposits at Federal Reserve Banks to satisfy statutory reserve requirements. Prior to this time, member banks were restricted to satisfying required reserves solely with deposits at Federal Reserve Banks. Hence, member banks held currency in their vaults only to satisfy daily demands by depositors. Fluctuati...

The current study aims to examine the determinants of capital adequacy ratio (CAR) in context Jordanian banks through a literature review and analysis empirical evidence. aggregate data were obtained from Globaleconomy.com, Financial Soundness Indicators, Central Bank Jordan, World Data covering period 2003 2021. analyzed using autoregressive distributed lag (ARDL), utilizing Econometric Views ...

This study is about the revolution of information and communication technology (ICT). It deals with the evolution of banking technology (BT), electronic banking (e-banking) and mobile banking (m-banking) in Sudan. It intends to explore the practice of m-banking in Sudan. The focus is on the availability of adequate infrastructure and on the challenges and risks that face m-banking services in S...

This study aims to examine the impact of funding liquidity risk on banks’ appetite using annual data from 23 commercial banks listed Pakistan Stock Exchange for period 10 years, i.e., 2011-2020. The finds that with lower (as measured by ratio deposits total assets) take higher risk. result showed increasing deposition leads an increase in Loan Loss Provision (LLP), -Z-score, and standard deviat...

iranian banks can not freely determine their interest rates in the financial market. this characteristic causes banking industry unable to perform their duties of financial intermediaries in the transmission mechanism of monetary. in these circumstances, monetary shocks will have a significant and high effect on the alternative markets (like stocks and housing). in this study, we used dynamic s...

One of the indicators how well a country’s economic health can be seen by availability funds to support development. The banking industry is one institutions that has an impact on public's ability access funds. Factors fundamental finance and behavioral influence individuals or groups people save their money in banks, particularly form deposits. This study aims determine much social environment...