Homeowners mitigate potential hurricane losses by purchasing insurance and structural improvements. We construct and parameterize a model of optimal homeowner choice for a representative property in Wilmington, N.C., a hurricane prone region. Given existing insurance policies, National Weather Service location-specific hurricane strike probabilities, structural improvement costs, and an existin...

As the incidence of cancer is relatively higher than accidents, many people have lost their lives because they were unable to recover. Insurance a great way protect your life. It can avoid risks. This paper mainly analyzes advantages and disadvantages Hong Kong insurance mainland insurance. Through this analysis, makes following recommendations. enterprises must rectify weak links as soon possi...

This study contains a comprehensive scientific analysis of modern problems of risk management in the sphere of state economic security provision using professional liability insurance. The elements of the mechanism for providing economic security are defined, namely: subjects, objects, and instruments of influence. It is stipulated that insurance is the means to provide state economic security....

This article analyzes the economic functions of independent insurance intermediaries (brokers and independent agents), focusing on the commercial property–casualty insurance market. The article investigates the functions performed by intermediaries, the competitiveness of the market, the compensation arrangements for intermediaries, and the process by which policies are placed with insurers. In...

Background Portugal has a strong tradition of conventional western healthcare. So it provides a natural case study for the relationship between Complementary/Alternative Medicine (CAM) and Western Medicine (WM). This work aims to test the relationship between CAM and WM users in the diagnosis and treatment stages and to estimate the determinants of CAM choice.   Methods The forth Portuguese Nat...