This study examines the effects of international capital flows segmented by borrower type (i.e., banks versus other types financial institutions) and development domestic institutions on level credit in 74 developing countries between 2005 2017. Through dynamic panel data estimation, this yields four main findings. First, is closely associated with inflows to banking sector, although increase f...

Financial innovations are a common explanation for the rise in credit card debt and bankruptcies. To evaluate this story, we develop a simple model that incorporates two key frictions: asymmetric information about borrowers’ risk of default and a fixed cost of developing each contract lenders offer. Innovations that ameliorate asymmetric information or reduce this fixed cost have large extensiv...

In two studies, time preferences for financial gains and losses at delays of up to 50 years were elicited using three different methods: matching, fixed-sequence choice titration, and a dynamic “staircase” choice method. Matching was found to create fewer demand characteristics and to produce better fits with the hyperbolic model of discounting. The choice-based measures better predicted real-w...

Financial technology (fintech) has seen fast development recently in China; however, studies exploring the contributions of fintech to China’s economic growth remain limited. Thus, this study motivated by knowledge gaps and expansion examined: (i) impact submeasures third-party payment, credit, insurance on growth; (ii) regional provincial (iii) causality relationships between growth. By using ...

This study investigated the implication of various factors, including climatic conditions, social-economic variables, agricultural inputs, technological development, institutional support, and adaptation strategies in sector Gujarat. A confirmatory factor analysis (CFA) was used to analyse farm-level data from 240 randomly selected farmers across eight districts. The found that farm income per ...

Financial innovations are a common explanation for the rise in credit card debt and bankruptcies. To evaluate this story, we develop a simple model that incorporates two key frictions: asymmetric information about borrowers’ risk of default and a fixed cost of developing each contract lenders offer. Innovations that ameliorate asymmetric information or reduce this fixed cost have large extensiv...

nowadays, credit risk is recognized as one of the most important bankruptcy factors of banks and financial institutions. in order to manage and control this risk, design of credit rating models is undeniable necessity. credit rating is used to identify the probability of credit default and on the other side classify the customers into two groups: good and bad accounts. until now, various statis...

potential growth of dairy sector is highest and more reliable compared to crop sector, indicating that dairy sector can play vital role to increase income among farmers in rural areas than crop sector in sri lanka. credit and farmer training in management ability have been major concerns of dairy development efforts. therefore, this study wasconductedto assess the impact of credit and farmer tr...

CE credit: For CE credit, you can access the test for this article, as well additional JNMT tests, online at https://www.snmmilearningcenter.org. Complete no later than June 2025. Your will be scored immediately. You may make 3 attempts to pass and must answer 75% of questions correctly receive Continuing Education Hour (CEH) credit. Credit amounts found in SNMMI Learning Center A...