In this study, we examine the relationship between financial literacy and bank reporting transparency for a sample of banks from U.S. Following prior literature, employ discretionary loan loss provisions (DLLP) as our primary measure transparency. We argue that their customers can influence managers’ behaviors with respect to both mechanics provisioning opportunistic actions. Financially litera...

Persons with disabilities often face various obstacles in accessing financial services. This condition is caused by the lack of literacy and inaccessibility service institutions, both infrastructure system rules. For this reason, study aims to explore persons accessibility institutions. Using Focus Group Discussion (FGD) survey methods, presents quantitative qualitative descriptive analysis on ...

This study's main goal was to investigate how financial literacy affects consumer behavior and decisions. An online questionnaire used gather the data for this investigation from workers of institutions in Lahore, Pakistan. 325 employees, whose ages ranged 18 up 60, made sample survey questions. The researcher examined association between literacy, behavior, decisions by utilizing respondents' ...

A new paradigm for economic growth is financial inclusion, particularly in emerging markets like India. It serves as a crucial indicator of nation's and economy's overall development. The ability to navigate the world, make wise decisions, reduce likelihood being deceived about money all result from having literacy abilities. purpose this paper explore concept current scenario Financial Inclusi...