The banking sector has a significant impact on nation’s financial stability and economic development. As one of the fundamental components sector, banks offer services that are essential for expansion markets. system is significantly impacted by efficiency sector. COVID-19 had tremendous effect economy. This pandemic cannot be disregarded, considering how widespread it been many people affected...

During the pandemic period, banking industry is expected to have an impact on economic waves that occurred in Indonesia. The Indonesian financial system can be distinguished from conventional and Islamic systems. This study aims determine differences ratios of Commercial Banks (BUS) Conventional Banks, including Capital Adequacy Ratio (CAR), Non Performing Loans (NPL), Return ON Assets (ROA), O...