the main objective of the paper is to investigate customer treatment, financial efficiency and supporting customer services with modern banking technology in financial institutions. the customer orientation and business performance of financial institutions targets customer services to maintain long term mutual relationships. the findings of the study has direct practical relevance for the bank...

In practical situations, distribution network loads are the mixtures of residential, industrial, and commercial types. This paper presents a hybrid optimization algorithm for the optimal placement of shunt capacitor banks in radial distribution networks in the presence of different voltage-dependent load models. The algorithm is based on the combination of Genetic Algorithm (GA) and Binary Part...

Paper represents a potent but underexplored keyword for Victorian studies today. Not only is it the unacknowledged techno-material priori of itself, its histories also offer material connections that link literary texts, bureaucracy, and consumer culture to global ecologies resource extraction.

In Eastman Kodak Company’s ongoing efforts to further improve the output quality of its silver halide papers Kodak has introduced KODAK PROFESSIONAL ENDURA PREMIER Paper. This paper was developed with new emulsion and dispersion technologies that further enhances color gamut while maintaining critical image quality attributes such as flesh tone and tone scale reproduction. These improvements al...

Executive Summary The objective of this study was to examine the technology and infrastructure of paper recycling in New York City and devise ways for increasing paper recovery. At present, " residential " wastepaper is collected as a separate stream by the Department of Sanitation of New York City (DSNY). In 2003, DSNY collected approximately 414,960 tons of paper, i.e. about 35 percent of the...

Commercial open source software projects are open source software projects that are owned by a single firm that derives a direct and significant revenue stream from the software. Commercial open source at first glance represents an economic paradox: How can a firm earn money if it is making its product available for free as open source? This paper presents the core properties of commercial open...

electronic cheque (check) is one of the electronic commercial instruments, which could be transferred in two ways, full electronic (original) check and substituted electronic check. principally, electronic original checks cannot be issued without sufficient funds at the bank and in case of insufficient fund or its the system automatically block it. this type of checks has special legal regulati...

in an era of information technology, businesses, through the use of the boundless internet, can enter into international electronic contracts from anywhere in the world. the potential for cross-border disputes in electronic contracts is obviously much greater than in a paper-based environment, where a high degree of commercial contracts are domestic in nature. can the traditional rules on juris...

   During past decade the AFM based nanomanipulation has been focus of attention as the promising nano fabrication approach. The main challenge in this process is the real-time monitoring. Consequently, the dynamic models have been proposed as a solution to the existing challenge. In the modeling approach the magnitudes of the forces are proportional to the stiffness coefficients o...