Inflation decreases the real interest rate and increases demands for the loan. In current study which is based on the time series data, the effects of inflation on Iranian banking system performance in terms of absorbing deposits and granting facilities have been studied during 1990 to 2009. The data used in the current study extracted from annual economic reports published by the Central Bank ...

Theoretical studies about the interrelation of bank runs and deposit insurance assume that depositors are perfectly informed about deposit insurance and its main features. This assumption is commonly made, but was hardly ever checked empirically. Taking German depositors as an example, we investigate the knowledge about existing deposit insurance systems and how the insurance levels of differen...

The purpose of this paper is to investigate the long-run effects of government policy changes on the private sector development in a transitional economy. The policy changes include (i) increases in the nominal interest rate on deposits in the state banking system, (ii) increases in the tax rates on labor income and corporate income, and (iii) implementation of further enterprise reforms in the...

Banks play an important role in the Iranian economy which has a bank-based financial system. We examined the impact of exchange rate volatility as a determinant of banks' performance. In recent years, the exchange rate has been volatile in the Iranian economy and have an adverse effect on banks' performance. This study, investigate the issue for the period 2007-2017 for 14 Iranian banks. Exchan...

Compare to other firms, banks are special in three ways. First, most banks are insured by deposit insurance. Second, banking industry is highly regulated. Third, banks are financial intermediary. To attract deposits is one of a bank’s main functions, and deposits compose the most part of a bank’s debt. Among the various regulations, minimum capital requirements play an important role, which req...

In the financial services, under tide of digital and traditional part small medium-sized commercial Banks due to staff shortages, backward organization management system, such as weak information processing ability problem have flinch, but transformation is only way bank, so an urgent need use appropriate technology complete core business deposits, bank distributed systems. The vigorous develop...

The current study examines the relationship between liquidity risk management and performance of commercial banks in Western Balkans 2015 to 2020. This is examined by using secondary data from financial statements. Financial measured return on assets, equity net interest margin. Liquidity represented quick ratio, loan-to-deposits loan-to-assets cash investment-to-deposit capital adequacy covera...

This study examined the determinable factors affecting commercial banks deposits in Nigeria for period of 2000 to 2019 using panel data listed banks. The adopted secondary obtained from Deposit Money Banks annual reports and were analyzed. Explanatory variables proxied as Branch Network, Financial intermediation ratio, Bank size, Supply Economic Growth. while Dependent variable was by value ex-...