Software card emulation is a new approch to advance the interoperability of NFC with legacy contactless smartcard systems. It has been first introduced to NFC-enabled mobile phones by Research In Motion (RIM) on their BlackBerry platform. Software card emulation aims at opening and simplifying the complex and tightly controlled card emulation functionality. While this form of card emulation, th...

Empirical study on usability impact factors of electronic wallet-one card solution within college students includes the analysis of the current situation within the electronic wallet-one card solution for college students, the analysis of behavior habit within using the electronic wallet-one card solution for college students, and sets up a preliminary usability evaluation indicator system of e...

How to accurately predict customers’ adoption behavior is becoming more important and challenging to many credit card marketers as competition increases. This calls for more knowledge about the consumer utility function and the corresponding decision behavior. In this study, we challenge the commonly used logit model which implies linear utility function and constant marginal rate of substituti...

RbpA and CarD are essential transcription regulators in mycobacteria. Mechanistic analyses of promoter open complex (RPo) formation establish that RbpA and CarD cooperatively stimulate formation of an intermediate (RP2) leading to RPo; formation of RP2 is likely a bottleneck step at the majority of mycobacterial promoters. Once RPo forms, CarD also disfavors its isomerization back to RP2. We de...

Multi-Application Smart Cards are becoming more prevalent in society as the need to secure electronic transactions increases for both e-commerce and identity verification purposes. This paper studies two Multi-Application Smart Cards and their Operating Systems, namely the MULTOS Card and the Sun Java Card. This research provides an in-depth analysis of the efficacy of the mechanisms used to ve...

In the past, most of the companies were using a magnetic stripe card which is a type of card capable of storing data by modifying the magnetism of tiny iron-based magnetic particles on a band of magnetic material on the card. Card has a Personal Identification Number (PIN) allow to access account electronically. These days, RFID card has been used widely. In this paper the researcher used RFID ...

Der Vortrag ist ein Bericht über die Sicherheitstechnologien bei der elektronischen Gesundheitskarte (eGK), die bei der gematik – Gesellschaft für Telematikanwendungen der Gesundheitskarte mbH spezifiziert wird. Die gematik ist ein langjähriger Kunde der adesso AG und zahlreiche Mitarbeiter der adesso AG haben in diesem Projekt mitgearbeitet, sei es in der Spezifikation, beim Bau von Referenzsy...

Online shopping, already on a steady rise, was propelled even further with the advent of COVID-19 pandemic. Of course, credit cards are dominant way doing business online. The card fraud detection problem has become relevant more than ever as losses due to accumulate. Most research this topic takes an isolated, focused view problem, typically concentrating tuning data mining models. We noticed ...