This paper provides results from exploratory research examining attitudes of regional SME principals and their professional advisors toward venture capital and postulates how this may affect regional SME use of venture capital. The research was conducted as part of a larger project investigating relationships between venture capital, venture capitalists and regional SME development. Analysis us...

OBJECTIVES To determine whether supplemental amounts of a polysaccharide/oligosaccharide complex obtained from a shiitake mushroom extract (SME) would lower the prostate-specific antigen (PSA) level in patients with prostate cancer. METHODS A total of 62 men (mean age 73.2 years, range 53.6 to 85.5) with histologically proven prostate cancer who had two consecutive elevated PSA readings were ...

this research aims at analyzing and investigation of role of brand and guerrilla marketing in keeping and increasing purchasing portfolio of customer in iran’s sme and in this respect three hypothesizes are developed. for doing of this research after exploration of models and approaches in brand questionnaire and guerrilla marketing were used for customers of company. the conceptual model based...

This study uses three dimensions — ability, virtue and integrity, accounting information quality to demonstrate trust’s impact on small medium-sized enterprises (SMEs) access finance in Tanjungpinang. A questionnaire was delivered directly or via Google Form four Tanjungpinang sub-districts. The questionnaire’s Likert scale represents SME business actors’ opinions. availability credit variables...

The paper examines a wide range of issues relating to the mix between loans and grants as well as the degree of concessionality of loans. A number of empirical tests are carried out based on annual panel data over 1970 to 1999 for 22 donor countries and 72 recipient countries. Based on the tests, we are able to identify a number of economic and political factors that have influenced donors’ pas...

This paper describes the Structure-Mapping Engine (SME), a cognitive simulation program for studying human analogical processing. SME is based on Gentner’s Structure-Mapping theory of analogy, and provides a “tool kit” for constructing matching algorithms consistent with this theory. This flexibility enhances cognitive simulation studies by simplifying experimentation. Furthermore, SUE is very ...

In Hong Kong, 35% of residential mortgage loans are adjustable rate mortgages with variable tenor (VRT). That is, with a change in interest rates, the loan adjusts its maturity and principal payment such that the monthly installment remains the same. In other words, instead of bearing a volatility on monthly payments as in a ®xed-tenor variable payment (VRP) mortgage, VRT mortgagors bear intere...

One promising strategy to stem the flood of home foreclosures is to modify mortgage loans so that borrowers can remain in their homes. A primary concern of loan modification efforts, however, is the seemingly high rate of recidivism. In this article, we examine the relationship between redefault rates and different types of loan modifications based on a large sample of recently modified loans. ...

The paper focuses on the effects of three different internal bank ratings – Risk-, Propertyand Creditworthiness-Rating – on the loan maturity. We use a sample of about 5,000 loans given to sole proprietors and corporate borrowers by two German banks from January 2003 till July 2005. The estimation results for corporate borrowers are consistent with Diamond’s (1991) predictions of non-monotonic ...