INTRODUCTION The hospital blood bank (HBB) need to timely provide adequate amounts of blood and blood products for surgeries. For various surgical programs are performed assessments of the average number of blood doses needed for surgery. By using two types of requisitions BT/AB (blood type/antibody) and BT/AB/MT (blood type/antibody/match test) for pretransfusion immunohaematological testing i...

Abstract We investigate whether and how strongly Basel 3 chief innovations jointly affected in different ways individual Eurozone banks’ stability (z-score) across six business models (BMs). study this issue the initial years when adaptation was most intense (2011–2014) underwent a phase with sovereign crises abated by ECB policies easing financial conditions. In parallel, we run exercise over ...

The role played by rural banks in micro financing is very critical for the social and economic development of Ghana. study therefore evaluates roles Rural Banks micro-financing. Adopting a descriptive research design, sample size 700 customers 200 staffs from are conveniently selected this study. Ordinary least square estimator employed to establish effect activities on standard living, savings...

This study aims to find out how the concept of savings in form wadi'ah contract practices Savings Products at Bank Syariah Mandiri (BSM) Tangerang Balaraja, before merger BSM with other Islamic banks. The safekeeping goods or money between party who owns and is entrusted aim maintaining safety, security, integrity allowed. explained by DSN-MUI Fatwa No. 01-02/DSN-MUI/IV/2002 that demand deposit...

This study aims to find out how the concept of savings in form wadi'ah contract practices Savings Products at Bank Syariah Mandiri (BSM) Tangerang Balaraja, before merger BSM with other Islamic banks. The safekeeping goods or money between party who owns and is entrusted aim maintaining safety, security, integrity allowed. explained by DSN-MUI Fatwa No. 01-02/DSN-MUI/IV/2002 that demand deposit...

The efficiency of Islamic banking practices operating under the name Participation Banks in Turkey and their share financial system have gradually increased, thanks to products offered by these banks, significant progress has been made bringing savings into system, obtaining resources from abroad as well within country, diversification resources. Determining impact level global crises which is ...

Abstract Innovation does not just involve the creation of new products, but also includes need for kinds processes and organizations. Field theory can help us understand why some innovations are more piecemeal others revolutionary. It explicitly links innovation to process emergence, adjustment, transformation markets (conceived as fields). To illustrate this perspective, case transition in U.S...

for banks and financial institutions, credit risk had been an essential factor that needed to be managed well. credit risk was the possibility that a borrower of counter party would fail to meet its obligations in accordance with agreed terms. credit risk; therefore arise from the bank’s dealings with or lending to corporate, individuals, and other banks or financial institutions.  credit risk...

BACKGROUND AND AIM: Oral diseases are very important because they impose economic and social burden on societies. Given the resource scarcity, it is necessary to devise cost-effective and scientific strategies to prevent and control oral diseases. This study aimed to estimate the potential cost-savings for dental caries treatment associated with Community Water Fluoridation Program (CWFP) in Ke...

The interest rates that banks pay on deposits move more slowly than money-market interest rates, a phenomenon documented in several recent studies (Flannery [1982], Hannan and Berger [1991], and Neumark and Sharpe [1992]). Understanding deposit-rate sluggishness has important direct consequences for comprehending money demand and bank profitability, as well as indirect consequences for understa...