M obile financial services are among the most promising mobile applications in the developing world. Mobile money could become a general platform that transforms entire economies, as it is adopted across commerce, health care, agriculture, and other sectors. To date, at least 110 money mobile systems have been deployed, with more than 40 million users. The most well-known system, M-PESA, starte...

BACKGROUND Different sperm retrieval procedures can help retrieve sperms that can be used for Intracytoplasmic Sperm Injection (ICSI) in azoospermic men. The objective was to compare the Intracytoplasmic sperm injection outcome, through different sperm retrieval procedures in azoospermic men. METHODS A Retrospective Study was carried out at Islamabad Clinic Serving Infertile Couples from Sept...

Scaling represents successful diffusion that ensures sizeable impact and earnings from ICT innovations in emerging markets. Practice can still be shaped by dualistic views – innovation vs. diffusion, pilot vs. scale-up, lead firm vs. other actors, technical vs. social. Synthesising the literature that challenges these dualities, this paper creates a systemic perspective that is particularly app...

Mercury-thin film electrodes coated with a thin film of poly(ester sulphonic acid) (PESA) have been investigated for application in the analysis of trace heavy metals by square wave anodic stripping voltammetry using the batch injection analysis (BIA) technique. Different polymer dispersion concentrations in water/acetone mixed solvent are investigated and are characterised by electrochemical i...

The number of instrumental parameters controlling modern analytical apparatus can be substantial, and varying them systematically to optimize a particular chromatographic separation, for example, is out of the question because of the astronomical number of combinations that are possible (i.e., the "search space" is very large). However, heuristic methods, such as those based on evolutionary com...

Different surgical methods such as PESA, MESA, TESA, TESE and micro-TESE have been developed to retrieve spermatozoa from either the epididymis or the testis according to the type of azoospermia, i.e., obstructive or non-obstructive. Laboratory techniques are used to remove contaminants, cellular debris, and red blood cells following collection of the epididymal fluid or testicular tissue. Surg...

Financial inclusion, defined as the adequate access and usage of formal financial services to improve people’s lives, is a crucial area for economic development country through its various angles. This paper analyzes impact selected FinTech companies on inclusion in their respective countries obtain lessons business models environments that can help Peruvian inclusion. The FinTechs are M-PESA K...

Atherosclerosis has been linked to cognitive decline in late life; however, the impact of cardiovascular risk factors (CVRFs) and subclinical atherosclerosis on brain metabolism at earlier stages remains unexplored. This study sought determine association between metabolism, atherosclerosis, CVRFs middle-aged asymptomatic individuals. included 547 participants (50 ± 4 years, 82% men) from PESA ...