Microfinance is a banking market in which operating costs are high, while non-performing loans (NPLs) rates low. While the existing literature tends to explain that high arise from provision of small loans, we argue excessive efforts control loan losses can also be contributing factor. Therefore, this article investigates relationship between NPLs and cost efficiency microfinance institutions (...

Purpose - This paper aims to find out what factors will affect the Indonesia conventional banks’ profitability. The concern of doing this is based on report shown by Banco Bilbao Vizcaya Argentaria’s reports which showed an instability financial ratio in Indonesia.
 Research Method uses secondary method collecting information that used paper. sample for panel data consists 95 banks are lis...

This paper aims to investigate the impact of credit risk on profitability banking sector in Sri Lanka. The is measured with and Return Assets. At same time, quantified four indicators: Non-performing loan Ratio (NPLR), Loan Deposit (LDR), Net Charge off (NCOR), Capital Adequacy (CAR). Data from thirteen banks over eight years 2010 2017 was analyzed using panel data regression analysis. finding ...

A student loans scheme (SLS) came into effect recently in Thailand, covering both upper secondary and tertiary level schooling. The central objective of the scheme is social — to increase access of poor students and to prevent student dropout. The loans scheme is highly subsidized owing to the extremely favorable repayment conditions, which in turn calls into question the longer-term financial ...

Nowadays more and economic actors publish information regarding sustainability, through (E), social (S), governance (G) performance. In the case of banks, ESG performance is important as they affect most industries their investments loans. this research our aim to investigate relationship between financial stability We applied panel regressive methods during analysis. The sample consisted stock...

The Covid-19 epidemic has brought significant changes in the financial performance of Indonesian banking sector. Weak economic indicators lead to a reduction bank capital due insufficient working loans. This study was conducted find out adequacy ratio state-owned banks Indonesia during pandemic. data set is based on quarterly reports for 2020-2021 period. We prove that lending and NPL have an e...