Title IV of the Financial Services Modernization Act of 1999 closed an important loophole in U.S. banking law: the unitary thrift holding company exemption from laws that prevented the mingling of banking and commerce.1 The loophole had allowed nondepository institutions, including nonfinancial corporations, to own unitary thrift holding companies (UTHCs). Only depository institutions could own...

The paper studies how risks specific to a nuclear power investment in liberalised markets – regulatory, construction, operation and market risks – can be mitigated or transferred away from the plant investor through different contractual and organisational arrangements. It argues that significant risk transfers onto governments, consumers, and, vendors are likely to be needed to make nuclear po...

In the broad literature of corporate risk management classic models of optimal hedging assume a one-period hedging decision, and therefore no financing need arises to maintain the hedge position. The multi-period models are usually based on the assumption of no liquidity constraints, and accordingly the eventual financing need can always be met from the market. As a consequence of the recent cr...

This study aims to analyze the impact of macroeconomic shocks, such as economic growth, inflation and rupiah exchange rate on Islamic banking efficiency. uses two-stage least squares (TSLS) method, which is a method with two endogenous variables, namely non-performing financing (NPF) ratio representation quality operating expense income (BOPO) So that TSLS purify these variables against stochas...

Currently, the economy in Indonesia and even whole world is experiencing a crisis paralysis. This due to outbreak of corona virus which contagious one industries affected Islamic banking industry Indonesia, especially Commercial Banks (BUS). study aims determine description murabahah financing, musyarakah financing non-performing on profitability, magnitude effect profitability. The method used...

The risks imminent to younger technologies and markets may hinder renewable energy firms’ access financing. This could curtail the investment needed for transformation of global sector. However, comprehensive analyses cost debt non-renewable firms are lacking. Here, we empirically analyse differences between costs developing producing firms. We use micro-level data on individual loans matched f...

Company mergers and acquisitions reached their peak in the twenty-first century. Mergers and acquisitions have become one of the competitive strategies for external growth. In general, it is believed that mergers and acquisitions can create synergies. However, they require complete information technology system and service integration, especially in the banking industry. Much of the research ha...

ABSTRAK Penelitian ini bertujuan untuk mengetahui pengaruh pembiayaan bagi hasil, jual beli dan NPF (Non perfoming financing) terhadap ROA (Return On Assets) Perbankan Syariah. Metode yang digunakan adalah metode kuantitatif. Pengumpulan data menggunakan sekunder dipublikasikan oleh Otoritas Jasa Keuangan (OJK) dari tahun 2018-2020. Pengujian hipotesis regresi linear berganda. Hasil penelitian ...

This paper studies the effects of government ownership on bank lending behavior. Using information on individual loan contracts, I compare the interest rate charged to two sets of companies with identical characteristics borrowing respectively from stateowned and privately owned banks. State-owned banks charge lower interest rates than do privately owned banks to similar or identical firms, eve...

Company mergers and acquisitions reached their peak in the twenty-first century. Mergers and acquisitions have become one of the competitive strategies for external growth. In general, it is believed that mergers and acquisitions can create synergies. However, they require complete information technology system and service integration, especially in the banking industry. Much of the research ha...