مهم­ترین کارکرد­های نظام مالی در هر اقتصادی، دسترسی به نقدینگی، تخصیص منابع و مدیریت ریسک می­باشد و عملکرد آ­ن­ها در ایفای این نقش­ها بر ثبات یا بحران در اقتصاد تاثیر به سزایی دارد. علاوه بر نقش­های مذکور، با توجه به این­که فعالیت عمده بانک­ها جمع­آوری وجوه و اعطای تسهیلات است، بنابراین بررسی عوامل موثر بر ریسک اعتباری جهت کاهش مطالبات معوق اهمیت خاصی دارد. پژوهش حاضر، به بررسی تاثیر عوامل درون...

drought is transient phenomenon , slow , repetitive and integral part of the climate of each region. drought begins with a substantial reduction in precipitation over the long-term average rainfall and over time, reduced soil moisture and surface and ground water resources will continue to decrease. this phenomenon is the most important in bakhtegan basin because of its importance in strategic ...

abstract foreign and iranian cultures are far distinct in the constraints imposed on writing and translating for children, since the iranian literary system is mainly concerned with cultural and religious instructions which lead to manipulation of translated texts. this study sought to identify the cultural and social constraints and norms which determined the strategies applied in the transl...

supervisors play an undeniable role in training teachers, before starting their professional experience by preparing them, at the initial years of their teaching by checking their work within the proper framework, and later on during their teaching by assessing their progress. but surprisingly, exploring their attributes, professional demands, and qualifications has remained a neglected theme i...

The general purpose of the present study was to identify and rank the dimensions and components of perfectionism and their effect on the performance of the education managers of Mazandaran province. This applied research adopted a descriptive approach as its methodology. The statistical population consisted of all directors, deputies, and heads of education departments and directors and deputie...

The general purpose of the present study was to identify and rank the dimensions and components of perfectionism and their effect on the performance of the education managers of Mazandaran province. This applied research adopted a descriptive approach as its methodology. The statistical population consisted of all directors, deputies, and heads of education departments and directors and deputie...

Banks play an important role in the country's economy, so increasing bank’s financial stability through the management of financial risks, including credit risk, is one of the most important factors in maintaining the stability of the economy. The mutual effect of credit risk and banking stability in 14 Iranian and 13 West Asian banks in period of 2012-2018 has been studied in this research usi...