This paper focuses on the triumph march of mobile phones that currently are annexing music players, navigation devices, and cameras as separate physical objects. The next target is set on payment. Through synthesizing available literature, we construct a framework for studying digital payment platforms that combines platform, technology and business design aspects. The framework is applied to c...

One of the most prominent mobile payment technologies of interaction paradigms is Near Field Communication (NFC), which provides simple and secure two-way communication between electronic devices. However, NFC-based services have not increased as expected. In this paper, the NFC payment ecosystems are introduced and reasons to why their use has not rapidly become more prevalent are discussed. T...

With the arrival of the mobile commerce era, mobile payments have become one of the critical drivers for mobile commerce success. However, the percentage of consumers who use mobile payments frequently is still low. This research views IT acceptance from the IT ecosystem perspective and adopt transfer of learning theories as the theoretical background to investigate how technology usage habits ...

This paper addresses the strategic challenges of deposit banks, and payment clearinghouses, posed by the growing role of mobile operators as collectors and payment agents for flows of cash for themselves and third parties. Through analysis and data analysis from selected operators , it is shown that mobile operators achieve as money flow handlers levels of efficiency , profitability ,and risk c...

Progress in Mobile Commerce is heavily dependent upon effective and reliable payment mechanisms. Security concerns loom as a major impediment to widespread and rapid adoption, and there is accordingly an urgent need for a framework within which security issues in mobile commerce can be evaluated. This paper draws on lessons from prior payment mechanisms in order to present such a framework. It ...

Trade security is the main point of the payment system. The system should fit the security issues such as confidentiality, authentication, and non-repudiation. However, the privacy problem seems to be ignored. This article proposes a new structure to improve the privacy of mobile payment system when consumers buy something via mobile device. The new system needs to fit three points: familiarity...

Mobile payments have been deployed by businesses for more than a decade. Customers use mobile payments if they trust in this relatively new payment method, have a belief and confidence in, as well as reliance on its services and applications. Despite its potential, the current literature shows that there is lack of customer trust in B2C mobile payments, and a lack of studies that determine the ...

OVO Mobile Payment is a new method of online payment which has existed and cooperated together with Grab since June 2018. This research aims to understand user's perception on transportation application towards usage behavior mobile payment. The type this survey study. subjects are all users who use in Jabodetabek Yogyakarta. Sampling was collected using snowball method. data through by spreadi...

With the innovation and integration of Internet financial industry, third-party payment market has developed greatly great potential. This paper discusses duopoly game between service providers banks, which are main participants in mobile market. By constructing Nash model, conditions equilibrium point, stability bifurcation analyzed. The effects adjusting parameters cooperation coefficient on ...