Abstract The topic of financial sustainability in microfinance institutions has become more important as an increasing number Microfinance Institutions (MFIs) seek operational self-sufficiency, which translates into sustainability. This study aims to identify factors that drive self-sufficiency institutions. To accomplish this, 416 MFIs sub-Saharan Africa are studied and several drivers for emp...

We explore whether loan officer gender affects repayment performance in Cameroonian microfinance institutions (MFIs). After controlling for demand-side factors (borrower characteristics), lending methodology, contract terms, year, and industry fixed effects, we apply a pooled probit model to unique loan-level dataset including more than 7000 loans approved between 2007 2012 by two commercial MF...

Background:   Brucellosis is one of the most common chronic diseases, with widespread distribution. In spite of cell-mediated immunity (CMI) modulated mainly via activated T-helper type 1 (Th1) cells, brucellosis can advance to chronic disease in about 10-30% of cases. Regulatory T cells (Treg cells) are involved the immune response to brucellosis; however, their role, particularly in...

When querying Knowledge Bases, users are faced with large sets of data, often without knowing their underlying structures. It follows that may make mistakes when formulating queries, therefore receiving an unhelpful response. In this paper, we address the plethoric answers problem, situation where user query produces significantly more results than was expecting. The common approach to solving ...

Purpose This study aims to contribute the extant literature by assessing how microfinance institutions (MFIs) affect female entrepreneurship, contingent on unemployment levels. Design/methodology/approach The focuses 44 countries in sub-Saharan Africa for period 2004–2018. empirical evidence is based interactive quantile regressions, which put emphasis nations with high, low and intermediate le...

Innovations enhance long and short-term decisions making towards remaining competitive in the business environment. MFIs Kenya more so Narok Town are no exception. The study sought to assess effect of product innovation strategies on growth microfinance institutions Kenya, Town. research adopted cross-sectional design a census was applied 180 respondents employed 11 registered MFIs. Primary Sec...

Shape memory alloys have attracted much attention due to their attractive properties for applications as well as their basic aspects of deformation and transformation in structural and magnetic behavior. In 1951, the Au–Cd alloy was discovered [1]. After that, numberless shape memory alloys have been developed. A lot of applications of shape memory alloys were realized after the Ti–Ni alloy was...