Research background: COVID-19 has changed the world and coronavirus crisis influenced not only undertakings, but also consumers. There is no doubt that this outbreak reflected on various economic indexes - downturn, higher unemployment rate or governments obliged to flexibly face trying tackle situation. Financial market indicators financial statements forecast either a certain stagnation even ...

Intelligent investors differ from speculative or non-professional in the fact that intelligent act countercyclically; is, they against trend, otherwise, buy when prices have already fallen and sell their rate of selected investment has risen. An example countercyclical behavior can also be explained by thinking professional investor Warren Buffett, who points out a simple rule: "Be scared other...

OBJECTIVES This study examined the extent to which four broad areas of concern associated with prescribing are perceived by general practitioners (GPs): their sense of burden in providing health care, their views on financial constraints and incentives, the use of a prescription to cope with clinical workload and their perception of demanding patients. A secondary aim was to relate these concer...

Fraudulent transactions occurring via the Internet or Automatic Teller Machines (ATMs) present a considerable problem for financial institutions and consumers alike. Whilst a number of technological improvements have helped reduce the likelihood of security breaches, users themselves have an integral role to play in reducing technology mediated fraud. This paper focuses on the role of the user,...

Due to the immateriality of financial services and products they lend themselves handsomely for sale on the WWW. This may be one of the main reasons why the financial services industry has gained a cutting edge in the net with respect to other industries. Thus, at the beginning of the third millennium, the market for financial services is undergoing a fundamental shift since it is questionable ...

Teaching Stochastic Finance on a basic level, e.g. to undergraduates or even in school is a task which is hard to fulfil with common continuous theory. It takes a lot of mathematical prerequisites, sometimes it is not even possible to introduce them since the level of education among students is too low. This is one of the main reasons for the use of discrete asset models to describe financial ...