The goal of this paper is to improve our understanding of the costs and benefits of explicit deposit insurance. To this end, we compare the opportunity-cost value of deposit insurance services for a large sample of banks drawn from countries with or without explicit deposit insurance. After correcting for certain bankand country-specific factors, we find that the existence of explicit deposit i...

In this work, a bench-scale process was developed using mineral-processing methods to recover iron from a placer deposit located in Bardaskan, Khorasan-e-Razavi, Iran. The mineralogical studies were performed by X-ray Diffraction (XRD), X-ray Fluorescence (XRF), Electron Probe Micro-Analyzer (EPMA), and an optical microscope. These studies indicated that titanomagnetite, magnetite, and hematite...

kajal kaolin deposit is located ~20 km northwest of hashtjin, ardebil province. field evidence and laboratory investigations show that the deposit is an alteration product of ignimbrites, tuffs, and trachy-andesites of eocene age. according to mineralogical data, the major rock-forming minerals include kaolinite, montmorillonite, polygorskite, orthoclase, zeolite (stilbite), quartz, and chalced...

The phenomenon of antiordering, i.e., preferred Al occupation of the T 2o position of the albite structure, was observed in a two-phase feldspar from Pektusan Volcano, Primorie. This paper reports the results of the computer modeling of this phenomenon. Calculations were carried out in an ionic approximation and confirm that, under ordinary conditions, the most preferable is normal Al ordering ...

This paper characterizes the optimal level of deposit insurance (DI) when bank runs are possible. In a wide variety of environments, the optimal level of DI only depends on three sufficient statistics: the sensitivity of the likelihood of bank failure with respect to the level of DI, the utility loss caused by bank failure (which is a function of the drop in depositors’ consumption) and the exp...

calculating total cast of bank resources procurement methods which include current -free loan deposit, saving interest-free loan deposit, regular and net short-term investment deposit, long-term investment deposit and surety bond cash deposit and presenting their optimal integration require precise scientific studies. hence, this study is an attempt to know which methods are the best optimal in...

Eight smokers were randomly assigned to a deposit contract ($50.00) or to a no-deposit group. Using a reversal design, participants could recoup their deposit (deposit group) or earn vouchers (no-deposit group) for smoking reductions and abstinence (breath carbon monoxide [CO] < or =4 parts per million) during treatment phases. Treatment was delivered via a novel Internet-based method to monito...

New relationships among the low-temperature alkali feldspars were deduced in part and implied in whole by recent crystal structure analyses of low and high albite and consideration of the electrostatic charge distributions in all the known alkali feldspar structures by Ferguson, Traill & Taylor. In general the most stable low-temperature forms are not those most highly ordered with respect to A...

Recent developments in the use of more stable feldspar signals in the luminescence dating of sediments offer the possibility of obtaining accurate feldspar luminescence ages for ceramic artefacts; this is especially interesting in locations which do not provide suitable quartz extracts. Here we examine the application of the stable infrared stimulated luminescence signal measured at elevated te...