The views expressed in this Working Paper are those of the author(s) and do not necessarily represent those of the IMF or IMF policy. Working Papers describe research in progress by the author(s) and are published to elicit comments and to further debate. This study examines how depositors decide among different banks and over time in Colombia, with particular attention to the issue of market d...

This correspondence deals with multiwavelets, which are a recent generalization of wavelets in the context of time-varying filter banks and with their applications to signal processing and especially compression. By their inherent structure, multiwavelets are fit for processing multichannel signals. This is the main issue in which we will be interested here. The outline of the correspondence is...

In this paper we investigate whether macroeconomic uncertainty could distort banks’ allocation of loanable funds. To provide a road– map for our empirical investigation, we present a simple framework which demonstrates that lower uncertainty about the return from lending should lead to a more unequal distribution of lending across banks as managers take advantage of more precise knowledge of di...

in recent years, information technology has highly affected the banking industry and the distribution channels of banking services toward self-servicing alternatives. at the present time, many banks and financial institutions are actively developing new electronic products for their customers but since customers don’t adopt and use the services, they can not profit from these new services. the ...

In this paper we investigate whether macroeconomic uncertainty could distort banks’ allocation of loanable funds. To provide a road– map for our empirical investigation, we present a simple framework which demonstrates that lower uncertainty about the return from lending should lead to a more unequal distribution of lending across banks as managers take advantage of more precise knowledge of di...

This paper empirically investigates whether the slowdown in the credit supply of Japanese banks during the early 1990s was caused by the deterioration of their equity capital as suggested by the capital crunch hypothesis. This hypothesis predicts that a decrease in capital will induce banks to restrict their credit supply. Panel data of the major banks shows that the banks with lower capitalras...

This correspondence deals with multiwavelets which are a recent generalization of wavelets in the context of time-varying lter banks and with their applications to signal processing and especially compression. By their inherent structure, multiwavelets are t for processing multi-channel signals. This is the main issue we will be interested in here. The outline of the paper is as follow. First, ...

electronic banking has many benefits for government, banks’ stakeholders and customers. many banks in many countries such as iran increasingly develop their infrastructures to provide e-banking services. also, there are many researches that have been conducted to explain how we can encourage people to use e-banking services. in this paper, we explore the effects of various factors on both custo...