credit risk is defined as a situation in which the liability itself and its interests are not paid back based on the terms determined in contract. in fact, it is considered as the most important risk each bank has to encounter, among the ones present in banking operations, which is actually because of bank's later life being dependent on it. therefore, carefully taken into account, the fac...

Financial liberalization and technology revolution have allowed the developments of new and more efficient delivery and processing channels as well as more innovative products and services in banking industry. Banking institutions are facing competition not only from each other but also from non-bank financial intermediaries as well as from alternative sources of financing. Another strategic ch...

Ovaries of 17 adult, pleuriparous, and lactating one-humped she-camels (Camelus dromedarius) were examined per rectum for uterine involution and for presence of follicles (>/=1.0 cm diameter) by real-time ultrasonography at the National Research Centre on Camel at Bikaner, India at 30, 45, 60, 75, and 90 days postpartum. Involution was completed from 25 to 30 days postpartum and follicles (>/=1...

Linguatula serrata, well known as tongue worm; is an aberrant cosmopolitan parasite, which inhabits the canine respiratory system (final host). The discharged eggs infect many plant feeder animals including human causing visceral and nasopharyngeal linguatulosis which is known as "Marrara syndrome". In current study, the prevalence of infection with L. serrata nymphs in mesenteric lymph nodes (...

One hundred camels (Camelus dromedaries) and fifty sheep and goats being adult, male, and apparently healthy field animals were studied to provide data regarding the normal values of some hepatic trace elements. Liver samples were collected during postmortem examination, digested, and analyzed for Cu, Zn, Fe, Co, and Mn using atomic absorption spectrophotometry. The results showed that the diff...

A total of 160 genitalia of Camels and cows were investigated in Maiduguri, north-eastern Nigeria to compare bacterial isolates and the antibacterial susceptibilities of some of the isolates. Streptococcus (Str.) pyogenes (31%), Escherichia (E.) coli (24%) and Staphylococcus (S.) aureus (20%) were the most common vaginal bacterial isolates in camels; while E. coli (73%), Str. pyogenes (18%) and...

electronic banking has many benefits for government, banks’ stakeholders and customers. many banks in many countries such as iran increasingly develop their infrastructures to provide e-banking services. also, there are many researches that have been conducted to explain how we can encourage people to use e-banking services. in this paper, we explore the effects of various factors on both custo...

Mobile technologies and services are envisioned as the possible driving force that will create a variety of business opportunities. The objective of the present study is to determine the major factors that contribute towards customer’s intention to adopt mobile banking as electronic-financial services among commercial banks in Saudi Arabia. The research uses primary data and the unit of analysi...

A growing phenomenon in the Internet is the rising exploitation of sophisticated security means (e.g. cryptography, digital signatures etc.) toward the development of novel commerce services for providing electronic transactions, collaborating with business partners or serving customers, regardless of geographical and time limitations. This paper discusses, presents and elaborates on the variou...

The rapid advancements in communication and information technology have changed the functional scenario of the banking sector significantly. The savings in time, money and effort by a novel channel of banking called as internet banking has been found to be an optional channel for the traditional banking. The objective of this study is to identify the determinants of internet banking adoption in...