نتایج جستجو برای: banking factors and borrowers
تعداد نتایج: 16935717 فیلتر نتایج به سال:
This study aims to determine the factors affecting the Implementation of Universal Banking. For this purpose, 50 factors were identified through the study of literature and interviews with experts and managers of the banking industry who had experienced in Universal banking implementation. These factors were classified into six categories: customer, infrastructure, process, structure, human re...
This paper identifies and investigates the factors which influence customers decision to use a specific form of mobile banking, and specifically focuses on the evaluation of SMSbased mobile banking in India. Other my study plans to connect the gap of research in the acceptance of mobile banking among the customers. Main challenges are what are the Positive and Negative factors which influence t...
A stylized empirical fact is the rather substantial portion of SMEs who although in need of bank credit, do not apply for a loan, due to fear of possible rejection. Non-applying in-need borrowers are known as 'discouraged borrowers'. We propose a new perspective for modelling discouraged potential bank borrowers, based on a Real Options explanation. A loan application decision is clearly not a ...
The goal of the study is to analyze factors of website quality that could influence e-banking customer satisfaction in the Chinese commercial banking industry. Moreover, the paper also tries to explain the relationship between website quality and customer satisfaction, and to find some major variables for keeping high level e-banking customer satisfaction. The data demonstrated that website qua...
A dynamic model with credit under limited commitment is constructed, in which limited memory can weaken the effects of punishment for default. This creates an endogenous role for government debt in credit markets, and the economy can be non-Ricardian. Default can occur in equilibrium, and government debt essentially plays a role as collateral and thus improves borrowers’ incentives. The provisi...
Customers extend robust trust to a business when they believe the business puts their interests first. Good experience of banking services and recommendations of other customers can increase trust. Loyalty and Word of mouth (WOM) is accepted as key factors successes of marketing. This paper seeks to discover the affecting factors on positive word of mouth and loyalty based on trust enhancement ...
this ethnographic case study research was carried out in a private school setting in the context of iran. the research tried to explore the analysis and identity construction of a group of learners and teachers along with the content analysis of books on the basis of four types of commodified, political, national and narrative identities. how english language learners and teachers in an informa...
hydrochlorothiazide (hct) is a diuretic agent which is shown to be effective in the treatment of hypertension. literature reports have demonstrated that urinary excretion data may be used to assess the bioavailability of various formulations containing this thiazide. also hct consumption by the athletes is one of the drugs which should be regulated by world anti-doping agency (wada), because of...
Over the last three decades, advances in information technology have improved banks’ efficiency of credit scoring/rating. I infer that the technology of credit rating improves by 45% from 1990 to 2007. I evaluate the effects of this technological improvement on the US commercial banking market with a dynamic, quantitative model. In the model, banks have an economy of scale at utilizing new tech...
In the era of competitiveness, clients or borrowers remain an important asset for financial institutions, as they are ultimate source revenue. Although departure from one microfinance institution (MFI) to another is a common phenomenon, manner in which organizational characteristics affect turnover largely unknown context industry. Hence, by utilizing recent (2010–18) data on 235 MFIs global in...
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