Many organisms are accumulating climatic debt as they respond more slowly than expected to rising global temperatures, leading disequilibrium of species diversity with contemporary climate. The resulting transient dynamics complex and may cause overoptimistic biodiversity assessments. We propose a simple budget framework integrate two classes intervention: (i) credits that pay some the debt, re...

interest free banking law at 1363 was implemented in the banking system in iran. one of the main goals of this law was eliminating usury from monetary system, and utilization from non-usury credit impact on economic growth through preferring money contribution in the capital. this paper uses data from years 1363 to 1386 and implementing herfindahl-hirschman index, evaluated and ranked concentra...

lending agricultural credits should follow a theoretical background. this research primarily investigated five theoretical patterns especially the islamic pattern about distribution of productive credits. then it examined the reliability of the patterns by accomplishing a case study about agricultural credits. the research was based on grounded theory approach. data were collected through obser...