We analyze the optimal coverage level for an unreliable insurance contract if a utility-maximizing policyholder can transfer intrinsic nonperformance risk to several co-insurers. Our discussion starts with demand model under default and introduction of multiple risk-sharing instrument called co-insurance policy. Subsequently, we examine interrelation between recovery rate level, utility policyh...

In this work, a review of our main theoretical and experimental results in particle sizing of colloidal dispersions using ultrasound spectroscopy is given, with special emphasis on polymeric materials. Both low and high-concentration systems are analyzed. In the first case, a single particle literature model is shortly presented and the key problem of model parameter evaluation is addressed. Wi...

Through a rhetorical system, poets’ and writers’ worldview is reflected in their literary works. One effective factor in forming or changing these viewpoints is the happenings and changes of the world poets dwell on different levels. Simile is an important structure in the rhetorical system. In this piece of research the writers have tried to show how structure of simile in Bidel reveals transf...

This study investigates the effects of students’ intrinsic motivation and prior knowledge on student achievement in learning Chinese in a game-based learning environment. A total of 140 fourth-grade students from an elementary school in South Korea participated in this study. An instructional game called “Hanjamaru,” which is designed to teach Chinese characters, was implemented for four weeks....

Intrinsic factor antibody may sometimes be concealed in the gastric secretions of pernicious anaemia subjects, being complexed with residual amounts of intrinsic factor.A method is described for dissociating intrinsic factor from its antibody. Antibody to the vitamin-B(12)-binding site of intrinsic factor was identified in 16 (57%) out of 28 samples of pernicious anaemia gastric juice after dis...

In the several past years, Extended Kalman Filter (EKF) and Unscented Kalman Filter (UKF) havebecame basic algorithm for state-variables and parameters estimation of discrete nonlinear systems.The UKF has consistently outperformed for estimation. Sometimes least estimation error doesn't yieldwith UKF for the most nonlinear systems. In this paper, we use a new approach for a two variablestate no...

We propose a representation of images, called intrinsic curves, that transforms stereo matching from a search problem into a nearest-neighbor problem. Intrinsic curves are the paths that a set of local image descriptors trace as an image scanline is traversed from left to right. Intrinsic curves are ideally invariant with respect to disparity. Stereo correspondence then becomes a trivial lookup...

Any patient with bilateral lymphadenopathy especially in Indian subcontinent is regarded as suffering from tuberculosis unless proved otherwise. This sometimes leads to unwarranted delay in correct diagnosis and management if there is ignorance regarding other rarer etiologies. Rosai-Dorfman Disease (RDD) may present in the same manner and should always be kept on the back of the mind to help a...