نتایج جستجو برای: providing loan interest

تعداد نتایج: 581050  

2013
SA Loer RA Bouwman

6 Western diet modulates the susceptibility of the heart to ischemic injury and sevoflurane-induced cardioprotection in rats Effect of diet and sevoflurane on ischemic injury 111 Abstract Introduction

Journal: :The Journal of Automatic Chemistry 1981
Bengt Kinberger Bengt-Åke Johansson

ACKNOWLEDGEMENTS We thank the American Hospital Supply (U.K.) Ltd., for the loan of the instrument and the Department of Health for the financial support to enable us to carry out this evaluation. We are also grateful to Mr. J. Korten (Electronucleonics,Breda, Holland) and Mr. I. West (American Hospital Supply Company) for advice and assistance throughout the evaluation and to Mr. P. Brooks (Ma...

2008
Victor Stango Jonathan Zinman Jesse Shapiro Jon Skinner Doug Staiger

We document two widespread biases in how consumers perceive the costs and benefits of borrowing and saving, and explore the implications of these biases for household finance. Payment/interest bias is the systematic tendency to underestimate a loan interest rate given other loan terms. Future value bias is the systematic tendency to underestimate a future value given a present value, time horiz...

2015
Necati Celik

This study takes on the issue of young adults’ retreat from the housing and auto markets from a different perspective. Instead of trying to establish a correlation and causality between homeownership and student loan debt of young households, which has been the common approach in the literature, this study will attempt to reveal the connection between student loan debt and young households’ acc...

Journal: :Journal of economics, finance and management studies 2022

Private Bank activities can’t be separated from the company’s profit known as Return On Assets. management needs to maintain amount of The goal this study is examines effect inflation, interest rate, gross domestic product, operational efficiency ratio and loan deposits regarding on Assets at private bank listed Indonesia Stock Exchange period 2016-2020. Quantitative data used in type research ...

2009
Martina E. Greiner Hui Wang

The objective of this paper is to investigate the role of social capital in for-profit People-to-People (P2P) lending marketplaces such as Prosper, the largest P2P lending marketplace in the US. We examine whether marketplace members (lenders, borrowers) are able to capitalize on borrowers' accumulated social capital. From a borrower's perspective, we investigate the influence of social capital...

2004
Jozsef Hegedus Natalia Rogozhina Eszter Somogyi Raymond Struyk Andrey Tumanov

Mortgage markets are coming of age in a number of Eastern Europe and CIS countries. As they do, governments are looking to mortgage-loan associated subsidy schemes to respond to the popular demand for improved housing. This paper presents a detailed examination of the impact of two types of subsidy schemes—mortgage interest rate write-downs, both universal and income-targeted, and income-target...

2011
Rafael Gerke Felix Hammermann Klaus Düllmann Frank Heid Heinz Herrmann Karl-Heinz Tödter

We use robust control to study how a central bank in an economy with imperfect interest rate pass-through conducts monetary policy if it fears that its model could be misspecified. The effects of the central bank’s concern for robustness can be summarised as follows. First, depending on the shock, robust optimal monetary policy under commitment responds either more cautiously or more aggressive...

2001
M. Kim E. Kristiansen B. Vale Henri Pagès

other hand, have convex costs in quality and compete in a two-stage game, determining first quality and then lending rates. The main dimensions along which strategic interactions take place are the extent of diversification, as measured by size, the ability to screen and monitor, as measured by loan loss provisions, and the capacity to withstand adverse liquidity shocks, as measured by the capi...

2002
Chung-Hua Shen Ta-Cheng Chang

Is investment cash-flow sensitivity affected by a country’s capital market imperfection? We take 42 countries as our sample and collect six imperfect capital market measures (ICAM), ie., the stock market capitalization ratio, number of publicly-listed firm, stock turnover ratio, bank loan ratio, long-term debt ratio and the interest spread. Using a two-step approach, negative relationships betw...

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