<p align="Justify">Sharia investment as an that is in accordance with the principles of islamic economics does not contain elements usury. it hoped by applying sharia one can invest without violating religious norms. form banking. banks are people's choice because they stay away from usury, besides apply principle profit sharing collect public funds through savings and deposits. Bank bri ...

This paper explores the influence of external variables such as demographics, past user experience, consumer traits, system characteristics, facilitating conditions, and country effect, on online bank customers’ intentions to use mobile banking services. The authors develop hypotheses based on the earlier literature and test them on a large data with 2.482 effective responses collected from Por...

There is no gainsaying the fact that the increasing awareness and penetration of information and communication technologies (ICTs) into the developing world has transformed the economy of these countries. In fact, the banking sector in many of these countries is not spared. In Nigeria for instance, there has been a lot of awareness and transformation brought about by the ICTs‘ revolution. Notab...

Innovation and technology have subsequently transformed banking industry’s way of delivering products services to their customer. Mobile is an effective performing transaction as it can be performed anywhere anytime. The evolution experience important fulfil customers’ need demand especially in highly competitive industry. Through mobile application, customer express satisfaction dissatisfactio...