By reducing uncertainty about future medical expenses, comprehensive health insurance can reduce households’ precautionary saving. We examine this effect using Taiwan micro-data spanning the 1995 introduction of National Health Insurance. The effects of National Health Insurance are identified using employment-based variation in prior insurance coverage. Replacement of the households’ prior ins...

T he United States is experiencing an unprecedented influx of unauthorized insurers selling phony health insurance.The last time this occurred, more than a decade ago, nearly 400,000 people were left with $123 million in unpaid medical bills. Unauthorized health insurance companies intentionally fail to comply with state and federal law regarding insurance regulation; they collect premiums for ...

Medicare is the largest health insurance program in the U.S. This paper analyzes the effects of Medicare on individual health incentives and outcomes resulting from the dynamic trade-off induced by insurance between moral hazard in health related choices and mortality risk. A life cycle human capital model of endogenous decisions about health insurance, medical utilization, alcohol consumption,...

BACKGROUND Hepatitis B virus (HBV) infection is a significant clinical and financial burden for chronic hepatitis B (CHB) patients. In Beijing, China, partial reimbursement on antiviral agents was first implemented for the treatment of CHB patients in July 1, 2011. AIMS In this study, we describe the medical cost and utilization rates of antiviral therapy for CHB patients to explore the impac...

This research, based on quantitative and qualitative data, is an article that compares interprets statistical data health indicators between the United States Azerbaijan, providing a comparison two countries. The purpose of this study to identify strengths weaknesses systems In general, points developed economy, but lacks care system covers entire population. Market healthcare (private entrepre...

BACKGROUND Poor medical care and high fees are two major problems in the world health care system. As a result, health care insurance system reform is a major issue in developing countries, such as China. Governments should take the effect of health care insurance system reform on the competition of hospitals into account when they practice a reform. This article aims to capture the influences ...