The study was designed to analyze credit receipt and enterprise performance by small scale agro based enterprises in the Niger Delta region of Nigeria. A multistage sampling technique was adopted in selecting 264 agro based enterprises and 96 agro based enterprises that accessed informal and formal credit respectively. The Heckman model was used to examine the factors affecting amount of inform...

Background Prompt and effective case detection and treatment are vital components of the malaria case management strategy as malaria-endemic countries implement the testing, treating and tracking policy. The implementation of this policy in public and formal private sectors continue to receive great attention while the informal private retail sector (mostly the patent and propriety medicine ven...

Along with the rapid development of Internet, e-commerce has become an integral part of life. It owns most of its success to online payment. Nevertheless, some problems of the online payment are becoming the largest restricts in the development of e-commerce. The proposed Union-Bank Online Payment mode effectively solves these problems. Applying empirical research approach and model research ap...

The use of mobile applications has allowed electronic transactions to be made anytime, anywhere, and by anyone. Internet it possible for businesses expand their reach across the globe. As a guiding agent purchasing decisions, social media’s proliferation expanded businesses’ ability generate revenue [1]. In short, e-commerce become mainstay in way consumers shop. findings related this study are...

With mobile payment, individuals can buy goods and services through the use of a mobile device and wireless technology. Still, although the usage of mobile payment provides several advantages, such as a more convenient and faster paying-process, it is hardly used. Individuals rather stick with their current payment method, such as cash, EC card or credit card. In this study, we therefore try to...

as mobile technologies are becoming more advanced and mobile devices are making a big impact on daily life, a new type of payment system named mobile payment (m-payment) has emerged, enabling users to pay from their wireless devices especially mobile phones. this paper analyzes currently available wireless-payment systems and finds the stored-value card to be the best overall payment scheme for...

Background and Objectives: In the real world, the obsolescence items are some items that lose their value over time due to the emergence of new technology. Because of rapid changes in technology, inventory management of such items is considered in recent years. Moreover, suppliers try to encourage the retailers for purchasing an item before it is outmoded with some policies suc...

many countries are turning their attention to the use of explicit financial incentives to drive desired improvements in healthcare performance. however, we have only a weak evidence-base to inform policy in this area. the research challenge is to generate robust evidence on what financial incentives work, under what circumstances, for whom and with what intended and unintended consequences.

While the challenges represented by biodiversity offsets in terms of outcomes have been scrutinised scientific literature, less attention has paid to equity they represent, particularly with regard landholders’ individual ability participate offsets. We address this knowledge gap providing insights into factors that enable some landholders and prevent others offset scheme operating New South Wa...