This paper addresses the implementation of Kawasan Mandiri Pangan (KMP) program, a microfinance program for farmer groups, assessing whether affects farmers’ decisions concerning production, marketing, and consumption or not, its impacts on household food security along three dimensions: availability, access, utilization. Based qualitative theory change mixed-methods analysis, which uses interv...

abstract:the general perception of islamic finance is that it prohibits the practice of paying and receiving interest, but islamicfinance is much broader than interest rate prohibition. islamic financial services can be viewed as a set of financialservices which are diversified based on the needs of society.since in the iranian economy most of the enterprises are micro and/or small, micro finan...

Adoption of Information Technology (IT) in Microfinance Institutions (MFIs) has become one of the key indicators to improve operating efficiency and productivity of staff at all levels of the organization. Though the cost of investment in IT is a matter of concern, it has manifold benefits ranging from productivity improvement to socio economic development of the target clients. This paper focu...

INTRODUCTION Cisgender and transgender woman sex workers (CWSWs and TWSWs, respectively) are key populations in Malaysia with higher HIV-prevalence than that of the general population. Given the impact economic instability can have on HIV transmission in these populations, novel HIV prevention interventions that reduce poverty may reduce HIV incidence and improve linkage and retention to care f...

This paper set to provide an overview of microfinance in Nigeria and examine its problems and prospects. The data collected form secondary sources, were analysed descriptively. The microfinance scheme holds a lot of prospects for the Nigerian economy as it is expected to empower of LowIncome Earners, reduce poverty, generate employment, among others. However, the paper observed that among the p...

This study extends research on the social performance of microfinance institutions. The research methodology is based on Grameen Progress out of Poverty Index™ (PPI™) for Cambodia applied to a sample of borrowers randomly extracted from a Cambodian microfinance institution's loan portfolio. Dataset has been directly collected through in-house interviews. Main questions discussed here are: (1) I...

I. Overview Housing finance strategies vary from country to country, and depend on overall levels of internal economic, social, and political development. Natural disasters and human conflicts, however, know no borders. When confronted with either, developed countries assumedly have institutions and resources to deal with short-term relief, mid-term recovery, and long-term solvency and preventi...

Despite the rapid expansion of microfinance services in the past several decades, the low use of formal credit exhibited by poor households, the high dropout rates experienced by many microfinance institutions, and the prevalence of dual credit markets, even in the most saturated markets, suggest that microcredit may fail to meet the needs of many poor households. This paper examines the import...

Ruth Junkin is Rural Finance Specialist, Center for the Competitiveness of Ecoenterprises (CeCoEco), Tropical Agriculture Research and Higher Education Center (CATIE), Turrialba, Costa Rica. Globally, the past few decades have seen exponential growth and development in the microfinance sector. The worldwide movement to promote small-scale financing for micro and small enterprises has reached ov...