Abstract The operations of deep networks are widely acknowledged to be inscrutable. growing field Explainable AI (XAI) has emerged in direct response this problem. However, owing the nature opacity question, XAI been forced prioritise interpretability at expense completeness, and even realism, so that its explanations frequently interpretable without being underpinned by more comprehensive fait...

This study on explaining aggregated recovery rates (ARR) is based the largest existing loss and database for commercial loans provided by Global Credit Data, which includes defaults from 5 continents over 120 countries. The dependence of monthly ARR bank various macroeconomic factors examined sources their variability are stated. For first time, an influence stochastically estimated growth GDP ...