Recently,The Automated Teller Machines (ATM) and Point of Sale (POS) are based on the Europay, MasterCard VisaCard (EMV) protocol. The goal EMV protocol is to enhance improve level transaction security at both ATMs Points Sale. Despite high performance electronic payment systems, they suffer from attacks that can lead unauthorized disclosure cardholder data. This paper describes its features, c...

With the development of mobile network technology and mobile commerce application, mobile payment is becoming more and more important to assist mobile users to participate in the mobile commerce. Service reliability, security authtification, payment mobility is the core improblem, which should be solve with some flexible and secure measures. After deep studying traditional payment methods in el...

While it’s essential for “intelligent enterprises” to deliver value added to their customers it’s getting increasingly important for them to consider new challenges in electronic payments. This is to meet the users’ requirements to pay in a secure, efficient and “easy to use” way, both in e-commerce and m-commerce. In the end, secure and efficient electronic payment systems are one of the most ...