For Stu dents En ter ing the Oklahoma State Sys tem for Higher Ed u ca tion Sum mer 2009 through Spring 2010 GEN ERAL RE QUIRE MENTS Geo graphic In for ma tion Sci ence B452 Bach e lor of Sci ence in Geo graphic In for ma tion Sci ence To tal Credit Hours . . . . . . . . . . . . . . . . . . . . . . . . 124• To tal Up per-Di vi sion Credit Hours . . . . . . . . . . . . . . . . . 48 Min i mum Re ...

This thesis examines a support vector machine approach for determining consumer credit. The support vector machine using a radial basis function (RBF) kernel is compared to a previous implementation of a decision tree machine learning model. The dataset used for evaluation was provided by a large bank and includes relevant consumer-level data, including transactions and credit-bureau data. The ...

This appendix is organized as follows. Section A examines our model’s implication for the risk and return on equity, in particular, on how beta changes with the firm’s cash holdings. Section B studies the comparative statics of the stationary cash-capital ratio distributions. Section C calculates the endogenous average financing costs. Section D presents a model that endogenizes the credit line...

Secure methods of payment are needed before we will see widespread commercial use of the Internet. Recently proposed and implemented payment methods follow one of three models: electronic currency, creditdebit, and secure credit card transactions. Such payment services have di erent strengths and weaknesses with respect to the requirements of of security, reliability, scalability, anonymity, ac...

kidney complaints, &c., &c., are adopted as means of analysis, the particular diseases distinguished by this method being succinctly described. A method of this kind is necessarily in the present state of pathology somewhat confused and imperfect, but the author of these tables deserves credit for the ingenuity with which he has carried out the analysis. In drawing up the work the author had th...

This paper presents a novel model of the lending process that takes into account that loan officers must spend time and effort to originate new loans. Besides generating predictions on loan officers’ compensation and its interaction with the loan review process, the model sheds light on why competition could lead to excessively low lending standards. We also show how more intense competition ma...

With reference to the characteristics of online supply chain finance, this paper establishes a credit rating index system for the loan enterprise in the online supply chain finance that is based on the third-party B2B e-commerce platform. The system applies the multi-level gray evaluation model based on the Theil index to make a comprehensive evaluation on the credit of the loan enterprise and ...

Tax credits have been a popular way to alleviate in-work poverty. The assumption is typically that the incidence is on the claimant workers. However, economic theory suggests no particular reason to believe that this should be the case. This paper investigates the incidence of the Working Families’Tax Credit in the UK introduced in 1999, which unlike similar tax credit policies was paid through...

Dr. Ullman is from the University of Alabama at Birmingham. Drs. DiCarlo and Ferringer are from Geisinger Medical Center, Danville, Pennsylvania. The authors report no conflict of interest. Correspondence: David Ullman, MD ([email protected]). H&E, original magnification ×20 (inset, original magnification ×200). Eligible for 1 MOC SA Credit From the ABD This Dermatopathology Diagnosis article ...