To examine post-retirement asset allocation, an extension to the classic Markowitz risk-return framework is suggested. Assuming that retirees make constant (real dollar) annual withdrawals from their portfolios, reward and risk measures are defined to be the mean and standard deviation of wealth remaining at end of life. Asset returns and time of death are both treated as random variables. Assu...

freshwater fish biodiversity is a precious natural asset in terms of economic, cultural and scientific interest. and yet, the inland freshwater ecosystem in malaysia is declining at a far greater rate than terrestrial ecosystems in the tropics. what happened, and what is being done to address the crisis? this paper extracts findings from the latest literature and explores overarching issues per...

BACKGROUND Many young men and women expect to co-parent their newborn infant. This may have a positive or negative impact on decisions to breastfeed, which is an important health behaviour, influenced by cultural and psycho-social norms. We investigated the relationship between shared parenting, infant feeding beliefs and intentions in male and female (non-parent) adolescents, comparing Nordic ...

Sewers, water pipes, and streets are elements of our civil infrastructure, the supporting structure of society. Infrastructure is a complex technical system that provides us with a varied range of essential services; a storehouse of resources and wealth that each generation inherits, uses, and passes on to succeeding generations. The asset management has a big influence on infrastructure develo...

Imagine that you get such certain awesome experience and knowledge by only reading a book. How can? It seems to be greater when a book can be the best thing to discover. Books now will appear in printed and soft file collection. One of them is this book eculture cultural content in the digital age. It is so usual with the printed books. However, many people sometimes have no space to bring the ...