Household Access to Microcredit and Child Work in Rural Malawi This paper examines the effect of household access to microcredit upon work by seven to eleven year old children in rural Malawi. Given that microcredit organizations foster household enterprises wherein much child labor is engaged, this paper aims to discover whether access to microcredit might increase work by children. It is foun...

In today’s competitive business situation, the supplier frequently offers his or her retailers a permissible delay period ( i.e. , trade credit) to stimulate sales. addition, capacity of any warehouse is limited in practice, thus retailer needs an additional rented (RW) store excess units when order quantity exceeds own (OW). Furthermore, with globalization marketing policy, may provide discoun...

Financial market inadequacies often constrain overseas trade flows because exporters largely rely on access to external credit survive. This article examines the influence of (bank finance; and suppliers customer credit) exports size manufacturing firms in Nigeria using Two-Stage Least Square (2SLS) estimation procedure. We approximate as ratio over total sales. The study also proxy finance ban...

Small and medium enterprises (SMEs) often face challenges in getting access to finance form banks other financial institutions. This study tries trace out such faced by the SMEs of Khulna city Bangladesh. The follows stratified random sampling technique select 60 interview respondents city. findings indicate that high rate interest, longer loan processing time complex security requirements are ...

This paper aims to propose a comprehensive inventory model including pricing, pre-sale incentives, advance sales, trade credit, and carbon tax policies. The novelty of this study lies in its holistic approach addressing these relevant practical issues. major purpose is determine the optimal pre-order discount, replenishment decisions maximize total profit under policy. Through theoretical analy...

In a purchase funnel, a consumer may interact with an assortment of ad platforms ranging from display ads, paid search and organic search to social media and email. In this study, we consider attribution models that can be applied to assign sales credit to these and other online channels. Using an online firm’s conversion data, we investigate the commonly used the lastclick attribution model an...

Mobile wallets promise to allow people to easily manage their accounts and to carry less cards. However, the slow adoption of contactless point of sales (POS) terminals by merchants limits the potential of Near-Field Communication (NFC) based payment devices. In this paper, we discuss Wild Card, a secure and backward compatible way to make mobile payment through conventional magnetic stripe bas...

Despite the fact that B2c eCommerce has become important in numerous economies, its adoption varies from country to country. This paper aims to identify the factors inhibiting) B2c eCommerce and to determine their quantitative impact on the diffusion of online sales across countries panel model analyzing the relationship between (Macroeconomic, Demographic, Socio-Cultural, Infrastr Offer relate...

Agricultural tenancy reforms have been widely enacted, but evidence on their long-run impact remains limited. In this paper, we provide such evidence by exploiting the quasirandom assignment of linguistically similar areas to different South Indian states that subsequently varied in tenancy regulation policies. Given imperfect credit markets, the impact of tenancy reform should vary by househol...

In this paper, we propose an explanation for the prominent role of manufacturers in the financing of their own product sales— so called “captive finance.” By lending against their own product as collateral, durable goods manufacturers with market power can commit to restrict production and maintain resale values in future periods, preserving rents today. Using data on captive financing support ...