Measuring value and interest rate risk in retail financial markets such as the market for consumer deposits has proven to be a very difficult problem for financial firms. Standard models of value and interest rate risk (duration), based on the competitive market paradigm, are inappropriate in retail markets characterized by sluggish price and quantity behavior. Although the penetration of sophi...

Light and electron microscopic studies of corn plants (Zea mays L.) exposed to Pb in hydroponic solution showed that the roots generally accumulated a surface Pb precipitate and slowly accumulated Pb crystals in the cell walls. The root surface precipitate formed without the apparent influence of any cell organelles. In contrast, Pb taken up by roots was concentrated in dictyosome vesicles. Dic...

Gardaneshir Pb–Zn deposit is hosted by dolomitic carbonates which is located in the SW Ardestan, central Iran. Ore body is stratabound type in this deposit. Primary ores in this type are composed of sphalerite, galena, barite and quartz with massive, banded, veined and disseminated structures. Evaluation of ore-grade at the Gardaneshir Pb-Zn deposit, based on chemical analysis which indicates a...

introduction the shahrestanak mn deposit is located in southern qom province, 12 km southwest of the city of kahak. based on geological-structural divisions of iran, the deposit belongs to central volcanic belt or urumieh-dokhtar zone. the venarch deposit is one the most important known manganese deposits in iran. the sharestanak and venarch deposits are spatially and temporally related to each...

With bank-level data from 81 developing countries, the paper shows that increased foreign bank presence is associated with increased reliance on non-deposit based funding, which leads to higher interest rate spreads, less credit to the private sector, and higher volatility in bank loans. Foreign bank entry significantly reduces domestic banks’ share of deposits while foreign banks typically all...

We analyzed patterns of sand deposit distribution on the reef platform, and documented relationships between sand deposits and reef morphology. Sand deposit patterns, the surrounding morphology, and the environments they are located in are best understood using a combination of statisitics, GIS software, spatial analysis tools, and analyst interpretation. The work consisted of several steps inc...