We investigate the uneven pattern of access to unemployment insurance (UI) by age, gender, race, and ethnicity across United States. present results from a descriptive analysis using publicly available data reported states over time on rates UI recipiency characteristics beneficiaries. Recipiency measures proportion all unemployed who are receiving benefits. find suggestive evidence that shares...

This paper examines the impact of unemployment insurance (UI) on aggregate employment by exploiting cross-state variation in maximum benefit duration during Great Recession. Comparing adjacent counties located neighboring states, there is no statistically significant increasing UI generosity employment. Point estimates are uniformly small magnitude, and most precise rule out employment-to-popul...

In the United States, almost half of workers who separated from their jobs ended unemployment spell by returning to work for last employer. this study, we explore impact experience rating (ER) system on recalls. states using reserve ratio ER, and a firm that is not at minimum or maximum tax rate, each layoff worker receiving benefits increases future rate while recall reduces it. This provides ...

In the modern welfare state a substantial part of an individual’s tax bill is transferred back to the same individual taxpayer in the form of social transfers. This provides a rationale for financing part of social insurance through mandatory savings accounts. We analyze the behavioral and welfare effects of compulsory savings accounts in an intertemporal model with uncertainty, endogenous invo...