Stress tests have become an important component of the supervisory toolkit. However, the extent of disclosure of stress-test results remains controversial. We argue that while stress tests uncover unique information to outsiders — because banks operate in second–best environments with multiple imperfections — there are potential endogenous costs associated with such disclosure. First, disclosur...

Nonverbal behavior is considered critical for indicating intimacy and is important when designing a social virtual agent such as a counselor. One key research question is how to properly express intimate self-disclosure. In this paper we present an extensive study of human nonverbal behavior during intimate self-disclosure. This is an important milestone in creating a virtual counselor. A study...

Stress tests have become an important component of the supervisory toolkit. However, the extent of disclosure of stress-test results remains controversial. We argue that while stress tests uncover unique information to outsiders–because banks operate in second–best environments with multiple imperfections–there are potential endogenous costs associated with such disclosure. First, disclosure mi...

Abstract The disclosure of personal information by users is very important for social media, in order to balance privacy protection and personalized service. This article probes into the factors influencing users’ intention. Based on calculus theory planned behavior, study constructs an factor model media Then extensive survey conducted through questionnaire, hypothetical verified using structu...

the purpuse of this study was to examine the regulation needs of iranian capital market. the regulation needs was investigated in three areas: 1- information disclosure 2- financial institutions and 3- supervision and market confidence. the results showed that, information disclosure was not adequate in iran, especially in the primary market, where companies issue now securities to the public, ...

Disclosure regulation in credit markets is often put forth as a critical form of consumer "protection", but there is little hard evidence on why consumers need protection or whether disclosure regulation affects market outcomes. We address these two gaps. First we provide a new microfoundation for the widespread emphasis on consumer protection via mandated interest rate disclosure. The microfou...

Two studies are presented that examine disclosure of sensitive information and personalization in Internet-based surveys. In the first study, the impact of a personalized salutation on two forms of non-disclosure to a sensitive personal question (salary level) is tested. The results revealed that a personalized salutation tends to increase levels of active non-disclosure (measured through use o...

As the society pays more and attention to sustainable development, state requires heavily polluting enterprises disclose environmental accounting information. Based on necessity of information disclosure, paper points out problems existing in disclosure Chinese enterprises, such as inconsistent methods , weak awareness protection insufficient government supervision lack relevant talents, propos...

C product reviews have proliferated online, driven by the notion that consumers’ decision to purchase or not purchase a product is based on the positive or negative information about that product they obtain from fellow consumers. Using research on information processing as a foundation, we suggest that in the context of an online community, reviewer disclosure of identity-descriptive informati...