The country's macroeconomic conditions, whether directly and indirectly will influence the development of financial banking sector. This study aims to determine effect internal company variables consisting BOPO, ROA, money supply, unemployment rate on non-performing loans (NPL) in Indonesian banking, especially Regional Development Banks (BPD). sampling technique used is purposive technique. Th...

Following the financial and debt crises in euro area global COVID pandemic, governments supported their economies by increasing borrowing accumulating with ambiguous long-run effects on non-performing loans (NPLs). We empirically investigate determinants of NPLs using quarterly (2003Q1-2020Q2) aggregate data for Greece applying autoregressive distributed lag (ARDL) bounds testing approach. offe...

Loans are the largest source of income from banks compared to other sources income. To ensure bank continuity, Bank must exist interest on loans, reaching almost 95% all activities. For companies and that apply loan differences, loans receivables which cash is delayed in receipt. Having problem can weaken a bank's financial condition. In general, two factors cause problems with namely internal ...

Abstract Frequent changes in fiscal policies are the main cause of credit risk. To prevent households from increasing their non-performing loans, government can use various and instruments. One these tools is tax regulations, with a particular focus on value-added tax. This paper examines whether have affected household loans Turkey over period 2017 to 2021. acquire meaningful empirical results...

This study proposes to obtain empirical evidence whether profitability has a negative effect on non-performing loans, income diversification positive bank capital and liquidity loans. The sample used in this research are 28 banking companies listed the Indonesia Stock Exchange during 2017-2019 period. Sampling was carried out using purposive sampling technique data were processed Eviews 10 soft...

The evidence of the recent years in the banking network of Iran indicates the increasing trend of nonperforming loans each year; thus, the main objective of the current study is to examine the impact of bank specific factors, esp. capital adequacy ratio on the NPLs. Six years dynamic panel data (2007-2012) of 19 banks are applied to scrutinize the relationship between capital adequacy ratio as ...

Background: This study analyzes the impact of non-performing loans (NPLs) on bank liquidity creation to investigate the existence of moral hazard problem in Chinese banks. Methods: It uses data from 197 listed and unlisted Chinese banks, spanning the period 2005 to 2014. Generalized method of moments (GMM) estimation, fixed and random effect model, and pool data techniques have been used for an...